Better Home & Finance Holding vs Oppfi
Oppfi is the larger business, with $381m of revenue in fiscal 2025 against $165m for Better Home & Finance Holding (2.3 times as much). Better Home & Finance Holding grew faster (52.0% against 18.6%). Oppfi kept more of each dollar of sales as profit: a net margin of 6.9% against -100.6%.
| Latest fiscal year | Better Home & Finance HoldingBETR, 2025 | OppfiOPFI, 2025 |
|---|---|---|
| Revenue | $165m | $381m |
| Revenue growth | 52.0% | 18.6% |
| Net income | −$166m | $26.3m |
| Operating margin | — | 43.7% |
| Net margin | -100.6% | 6.9% |
| Return on equity | — | 57.7% |
| Free cash flow | −$168m | $382m |
| Cash | $79.4m | $49.5m |
| Total debt | $0 | $0 |
| Debt to equity | — | 0.0% |
| Dividend per share | — | $0.25 |
| Dividend yield | — | — |
| Share buybacks | — | $15.5m |
| Employees | 1,329 | 410 |
| Market value | $359m | $498m |
| Price vs our value range | — | — |
| Moat score | — | 47 (Moderate) |
| Insider trades, 12 months | 37 buys, 27 sales | 0 buys, 0 sales |