Oppfi Inc. cash flow statement
In fiscal 2025, Oppfi Inc.'s operations generated $401m of cash; it spent $19.1m on capital projects, leaving free cash flow of $382m. It returned $6.4m in dividends and $15.5m through buybacks.
Cash flow statement
| Fiscal year | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 149 | 192 | 167 | 243 | 296 | 324 | 401 | 405 |
| Depreciation and amortisation | 4 | 7 | 10 | 14 | 13 | 10 | 5 | 4 |
| Stock-based pay | 0 | 0 | 3 | 3 | 4 | 5 | 10 | 8 |
| Capital spending | 7 | 11 | 14 | 13 | 9 | 13 | 19 | 20 |
| Free cash flow | 142 | 181 | 153 | 230 | 287 | 311 | 382 | 385 |
| Free cash flow after stock pay | 142 | 181 | 150 | 227 | 283 | 306 | 372 | 377 |
| Dividends paid | — | — | — | 0 | 0 | 2 | 6 | — |
| Share buybacks | — | 0 | 0 | 2 | 0 | 4 | 16 | 27 |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from operations | 78 | 95 | 84 | 96 | 105 | 117 | 91 | 92 |
| Depreciation and amortisation | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 2 |
| Stock-based pay | 1 | 1 | 1 | 5 | 2 | 2 | 2 | 3 |
| Capital spending | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 5 |
| Free cash flow | 74 | 90 | 79 | 91 | 100 | 112 | 86 | 87 |
| Free cash flow after stock pay | 73 | 89 | 78 | 86 | 98 | 110 | 84 | 84 |
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