Oppfi Inc. income statement

In fiscal 2025, Oppfi Inc. reported revenue of $381m, up 18.6% on the year before, operating income of $167m (a 43.7% margin) and net income of $26.3m, or $0.99 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Oppfi Inc.: income statement, annual
Fiscal year	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMJun 2026
Revenue	115	200	264	217	273	321	381	364
Research and development	—	9	14	13	9	12	17	17
General and administrative	8	10	14	12	14	15	17	19
Operating income	33	78	57	−6	46	95	167	139
Interest expense	20	19	22	33	—	—	—	—
Non-interest expense	82	123	206	223	227	227	215	225
Provision for credit losses	99	82	1	2	4	0	0	—
Income before tax	33	78	90	3	42	88	156	205
Income tax	0	0	0	−0	2	4	10	21
Net income	33	78	26	7	−1	7	26	102
Diluted EPS	$0.00	$0.00	$2.40	$0.25	−$0.06	$0.36	$0.99	—
Diluted shares (average)	—	—	17m	17m	16m	20m	27m	—
EBITDA	37	84	68	7	59	104	172	143

US$ millions unless shown otherwise. Fiscal quarters.

Oppfi Inc.: income statement, quarterly
Quarter	2024 Q3Sept 2024	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026
Revenue	91	81	91	100	105	86	87	86
Research and development	3	4	4	5	5	4	4	4
General and administrative	4	4	2	4	4	5	5	5
Operating income	35	25	42	45	48	31	35	24
Non-interest expense	56	56	48	55	56	55	52	62
Provision for credit losses	0	0	0	0	0	0	—	—
Income before tax	34	15	22	13	82	40	58	25
Income tax	2	1	2	1	6	1	4	10
Net income	4	−6	−11	−21	42	17	28	15
Diluted EPS	$0.21	−$0.29	−$0.48	−$0.78	$0.77	$0.63	$0.56	$0.18
EBITDA	37	27	44	46	50	32	36	26

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Oppfi Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Oppfi Inc.