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Oppfi Inc. balance sheet

At the end of fiscal 2025, Oppfi Inc. had total assets of $754m, total liabilities of $445m and shareholders' equity of $58.5m. It held $49.5m in cash against $0 of debt: net cash of $49.5m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents3626251632614964
Total current assets—1——————
Total assets—286502580602641754771
Accounts payable—0——————
Total current liabilities—0——————
Long-term debt——50—————
Total debt0165010000
Total liabilities—187344421408407445356
Shareholders' equity—5−9−0103358414
Non-controlling interests and other (assets − liabilities − equity)—94167160184201250—
Net debt (negative = net cash)−36−1025−15−32−61−49−64
Shares outstanding——14m—————

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Oppfi Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Oppfi Inc.