BV Financial vs Patriot National Bancorp
BV Financial is the larger business, with $39.6m of revenue in fiscal 2025 against $29.6m for Patriot National Bancorp (1.3 times as much). BV Financial grew faster (5.1% against 4.2%). BV Financial kept more of each dollar of sales as profit: a net margin of 34.1% against -42.9%.
| Latest fiscal year | BV FinancialBVFL, 2025 | Patriot National BancorpPNBK, 2025 |
|---|---|---|
| Revenue | $39.6m | $29.6m |
| Revenue growth | 5.1% | 4.2% |
| Net income | $13.5m | −$12.7m |
| Operating margin | — | — |
| Net margin | 34.1% | -42.9% |
| Return on equity | 7.1% | -25.7% |
| Free cash flow | $18.8m | −$14.3m |
| Cash | $55.7m | $207m |
| Total debt | $35.0m | $16.6m |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $30.0m | — |
| Employees | 99 | 107 |
| Market value | $186m | $104m |
| Price vs our value range | — | — |
| Moat score | — | 12 (Weak) |
| Insider trades, 12 months | 0 buys, 0 sales | 4 buys, 0 sales |