BV Financial, Inc. income statement
In fiscal 2025, BV Financial, Inc. reported revenue of $39.6m, up 5.1% on the year before and net income of $13.5m, or $1.43 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|
| Revenue | 36 | 38 | 38 | 40 | 40 |
| Interest expense | 3 | 9 | — | — | — |
| Net interest income | 30 | 34 | 35 | 37 | 38 |
| Non-interest income | 6 | 4 | 3 | 3 | 2 |
| Non-interest expense | 20 | 19 | 21 | 23 | 24 |
| Provision for credit losses | 1 | 0 | −0 | −2 | −3 |
| Income before tax | 15 | 19 | 16 | 19 | 19 |
| Income tax | 4 | 5 | 5 | 5 | 6 |
| Net income | 11 | 14 | 12 | 13 | 13 |
| Diluted EPS | $1.32 | $1.47 | $1.09 | $1.43 | $1.52 |
| Diluted shares (average) | 8m | 9m | 11m | 9m | 9m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 10 | 10 | 9 | 10 | 10 | 11 | 10 | 10 |
| Net interest income | 9 | 9 | 9 | 9 | 9 | 10 | 9 | 10 |
| Non-interest income | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| Non-interest expense | 5 | 6 | 6 | 6 | 6 | 5 | 8 | 5 |
| Provision for credit losses | −1 | 0 | 0 | 0 | −1 | −2 | −0 | −0 |
| Income before tax | 5 | 3 | 3 | 4 | 5 | 7 | 2 | 5 |
| Income tax | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 |
| Net income | 4 | 2 | 2 | 3 | 4 | 5 | 1 | 3 |
| Diluted EPS | $0.35 | $0.18 | $0.21 | $0.29 | $0.41 | $0.55 | $0.13 | $0.42 |
Compare with peers
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