Byline Bancorp vs Tompkins Financial
Byline Bancorp and Tompkins Financial are similar in size: $446m and $447m of revenue in their latest fiscal years. Tompkins Financial grew faster (49.3% against 9.7%). Tompkins Financial kept more of each dollar of sales as profit: a net margin of 36.1% against 29.1%.
| Latest fiscal year | Byline BancorpBY, 2025 | Tompkins FinancialTMP, 2025 |
|---|---|---|
| Revenue | $446m | $447m |
| Revenue growth | 9.7% | 49.3% |
| Net income | $130m | $161m |
| Operating margin | — | — |
| Net margin | 29.1% | 36.1% |
| Return on equity | 11.0% | 19.5% |
| Free cash flow | $136m | $31.9m |
| Cash | $149m | $133m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | $0.40 | $3.13 |
| Dividend yield | 1.1% | 2.7% |
| Share buybacks | $23.7m | $1.6m |
| Employees | 1,027 | 870 |
| Market value | $1.77bn | $1.46bn |
| Price vs our value range | — | — |
| Moat score | 62 (Moderate) | 63 (Moderate) |
| Insider trades, 12 months | 7 buys, 7 sales | 2 buys, 0 sales |