Tompkins Financial Corp income statement
In fiscal 2025, Tompkins Financial Corp reported revenue of $447m, up 49.3% on the year before and net income of $161m, or $11.24 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2009Dec 2009 | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 153 | 158 | 159 | 189 | 231 | 235 | 240 | 249 | 271 | 289 | 286 | 299 | 303 | 308 | 220 | 299 | 447 | 455 |
| Interest expense | 40 | 32 | 26 | 24 | 24 | 21 | 20 | 22 | 25 | 40 | 51 | 29 | 18 | 21 | 88 | — | — | — |
| Net interest income | 107 | 112 | 111 | 134 | 161 | 164 | 168 | 181 | 201 | 212 | 211 | 225 | 224 | 230 | 210 | 211 | 250 | 292 |
| Non-interest income | 46 | 46 | 48 | 55 | 70 | 71 | 72 | 69 | 69 | 77 | 75 | 74 | 79 | 78 | 10 | 88 | 197 | 163 |
| Non-interest expense | 97 | 99 | 99 | 138 | 153 | 155 | 150 | 159 | 171 | 181 | 182 | 184 | 190 | 196 | 203 | 200 | 210 | 198 |
| Provision for credit losses | 9 | 9 | 9 | 9 | 6 | 2 | 3 | 4 | 4 | 4 | 1 | 17 | −2 | 3 | 4 | 7 | 12 | 7 |
| Income before tax | 47 | 50 | 52 | 43 | 72 | 78 | 88 | 87 | 95 | 104 | 103 | 98 | 115 | 110 | 12 | 93 | 225 | 250 |
| Income tax | 15 | 16 | 16 | 11 | 21 | 25 | 29 | 27 | 43 | 22 | 21 | 20 | 25 | 25 | 2 | 22 | 64 | 70 |
| Net income | 32 | 34 | 35 | 31 | 51 | 52 | 58 | 59 | 52 | 82 | 82 | 78 | 89 | 85 | 10 | 71 | 161 | 180 |
| Diluted EPS | $2.96 | $3.11 | $3.20 | $2.43 | $3.46 | $3.48 | $3.87 | $3.91 | $3.43 | $5.35 | $5.37 | $5.20 | $6.05 | $5.89 | $0.66 | $4.97 | $11.24 | $12.57 |
| Diluted shares (average) | — | 11m | 11m | 13m | 15m | 15m | 15m | 15m | 15m | 15m | 15m | 15m | 15m | 14m | 14m | 14m | 14m | 14m |
| Quarter | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 | 2026 Q3Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 77 | 82 | 83 | 87 | 195 | 84 | 87 | 90 |
| Net interest income | 56 | 57 | 60 | 64 | 69 | 72 | 74 | 77 |
| Non-interest income | 21 | 25 | 23 | 24 | 126 | 12 | 13 | 13 |
| Non-interest expense | 50 | 51 | 52 | 54 | 54 | 48 | 47 | 49 |
| Provision for credit losses | 1 | 5 | 3 | 2 | 1 | 2 | 2 | 3 |
| Income before tax | 26 | 26 | 28 | 31 | 140 | 34 | 39 | 38 |
| Income tax | 6 | 6 | 7 | 7 | 43 | 8 | 9 | 9 |
| Net income | 20 | 20 | 21 | 24 | 96 | 26 | 29 | 29 |
| Diluted EPS | $1.38 | $1.37 | $1.50 | $1.65 | $6.72 | $1.82 | $2.04 | $2.00 |
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