Capital Bancorp vs Westamerica Bancorporation
Capital Bancorp and Westamerica Bancorporation are similar in size: $245m and $258m of revenue in their latest fiscal years. Capital Bancorp grew faster (31.7% against -12.2%). Westamerica Bancorporation kept more of each dollar of sales as profit: a net margin of 45.0% against 23.3%.
| Latest fiscal year | Capital BancorpCBNK, 2025 | Westamerica BancorporationWABC, 2025 |
|---|---|---|
| Revenue | $245m | $258m |
| Revenue growth | 31.7% | -12.2% |
| Net income | $57.2m | $116m |
| Operating margin | — | — |
| Net margin | 23.3% | 45.0% |
| Return on equity | 15.1% | 12.7% |
| Free cash flow | $69.7m | $120m |
| Cash | $256m | — |
| Total debt | $0 | $137m |
| Debt to equity | — | — |
| Dividend per share | $0.44 | $1.82 |
| Dividend yield | — | 3.2% |
| Share buybacks | $11.7m | $104m |
| Employees | — | 627 |
| Market value | $702m | $1.41bn |
| Price vs our value range | — | — |
| Moat score | 68 (Moderate) | 89 (Strong) |
| Insider trades, 12 months | 0 buys, 1 sales | 1 buys, 1 sales |