Capital Bancorp Inc income statement
In fiscal 2025, Capital Bancorp Inc reported revenue of $245m, up 31.7% on the year before and net income of $57.2m, or $3.41 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 64 | 74 | 92 | 134 | 167 | 170 | 167 | 186 | 245 | 254 |
| Operating income | — | — | — | — | — | −4 | −5 | −4 | — | — |
| Interest expense | 8 | 11 | 16 | 13 | 7 | 10 | 42 | — | — | — |
| Net interest income | 49 | 58 | 66 | 84 | 117 | 141 | 142 | 155 | 196 | 203 |
| Non-interest income | 15 | 16 | 26 | 50 | 51 | 29 | 25 | 31 | 49 | 51 |
| Non-interest expense | 47 | 54 | 67 | 88 | 110 | 109 | 111 | 126 | 155 | 164 |
| Provision for credit losses | 3 | 2 | 3 | 11 | 3 | 7 | 10 | 18 | 15 | 15 |
| Income before tax | 14 | 18 | 23 | 35 | 54 | 54 | 46 | 42 | 75 | 74 |
| Income tax | 7 | 5 | 6 | 9 | 14 | 12 | 10 | 11 | 18 | 18 |
| Net income | 7 | 13 | 17 | 26 | 40 | 42 | 36 | 31 | 57 | 56 |
| Diluted EPS | $0.62 | $1.02 | $1.21 | $1.87 | $2.84 | $2.91 | $2.55 | $2.12 | $3.41 | $3.41 |
| Diluted shares (average) | 11m | 12m | 14m | 14m | 14m | 14m | 14m | 15m | 17m | 17m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 45 | 56 | 59 | 61 | 63 | 63 | 63 | 65 |
| Operating income | −1 | −1 | −1 | −1 | −1 | — | — | — |
| Net interest income | 38 | 44 | 46 | 48 | 52 | 50 | 49 | 51 |
| Non-interest income | 7 | 12 | 13 | 13 | 11 | 12 | 13 | 14 |
| Non-interest expense | 30 | 38 | 38 | 40 | 38 | 39 | 44 | 43 |
| Provision for credit losses | 4 | 8 | 2 | 4 | 5 | 4 | 3 | 4 |
| Income before tax | 11 | 11 | 18 | 17 | 20 | 20 | 16 | 18 |
| Income tax | 3 | 3 | 4 | 4 | 5 | 5 | 4 | 4 |
| Net income | 9 | 8 | 14 | 13 | 15 | 15 | 12 | 14 |
| Diluted EPS | $0.62 | $0.43 | $0.82 | $0.78 | $0.89 | $0.91 | $0.73 | $0.87 |
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