undamentalytics Newsletter
Sign in

Citizens Financial Group cash flow statement

In fiscal 2025, Citizens Financial Group's operations generated $2.21bn of cash; it spent $0 on capital projects, leaving free cash flow of $2.21bn. It returned $755m in dividends and $600m through buybacks.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Cash from operations1,7142,6491,3901,2291,4901,8831,7671,6971112,2754,1192,9612,0012,2111,258
Depreciation and amortisation467404386471515487486633578625565478498478427
Stock-based pay29275324234841414859848797120120
Capital spending1781601411211382532321260000000
Free cash flow1,5362,4891,2491,1081,3521,6301,5351,5711112,2754,1192,9612,0012,2111,258
Free cash flow after stock pay1,5072,4621,1961,0841,3291,5821,4941,530632,2164,0352,8741,9042,0911,138
Dividends paid1501,18579071241322471617672670779808769755793
Share buybacks003345004308201,0251,2202702951539061,050600775

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

Compare with peers

Head to head: CFG vs FCNCACFG vs MTBCFG vs KEYCFG vs RF

More: Regional Banks stocks compared, Financials sector, rankings of US companies

Figures from Citizens Financial Group's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Citizens Financial Group.