Civista Bancshares vs Finwise Bancorp
Civista Bancshares is the larger business, with $173m of revenue in fiscal 2025 against $131m for Finwise Bancorp (1.3 times as much). Finwise Bancorp grew faster (60.5% against 11.7%). Civista Bancshares kept more of each dollar of sales as profit: a net margin of 26.8% against 12.3%.
| Latest fiscal year | Civista BancsharesCIVB, 2025 | Finwise BancorpFINW, 2025 |
|---|---|---|
| Revenue | $173m | $131m |
| Revenue growth | 11.7% | 60.5% |
| Net income | $46.2m | $16.1m |
| Operating margin | — | — |
| Net margin | 26.8% | 12.3% |
| Return on equity | 9.9% | 8.8% |
| Free cash flow | $42.1m | −$28.6m |
| Cash | $77.3m | $163m |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $178,000 | $0 |
| Employees | 526 | 198 |
| Market value | $589m | $180m |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | — |
| Insider trades, 12 months | 3 buys, 0 sales | 0 buys, 1 sales |