Civista Bancshares vs First Community Bankshares
Civista Bancshares and First Community Bankshares are similar in size: $173m and $168m of revenue in their latest fiscal years. Civista Bancshares grew faster (11.7% against 1.0%). Civista Bancshares kept more of each dollar of sales as profit: a net margin of 26.8% against 7.2%.
| Latest fiscal year | Civista BancsharesCIVB, 2025 | First Community BanksharesFCBC, 2025 |
|---|---|---|
| Revenue | $173m | $168m |
| Revenue growth | 11.7% | 1.0% |
| Net income | $46.2m | $12.0m |
| Operating margin | — | — |
| Net margin | 26.8% | 7.2% |
| Return on equity | 9.9% | 2.3% |
| Free cash flow | $42.1m | $60.0m |
| Cash | $77.3m | — |
| Total debt | $0 | $0 |
| Debt to equity | — | — |
| Dividend per share | — | $4.31 |
| Dividend yield | — | 4.6% |
| Share buybacks | $178,000 | $1.9m |
| Employees | 526 | 622 |
| Market value | $600m | $902m |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 85 (Strong) |
| Insider trades, 12 months | 3 buys, 0 sales | 0 buys, 0 sales |