Customers Bancorp vs Provident Financial Services
Customers Bancorp and Provident Financial Services are similar in size: $818m and $870m of revenue in their latest fiscal years. Provident Financial Services grew faster (25.3% against 14.5%). Provident Financial Services kept more of each dollar of sales as profit: a net margin of 33.5% against 27.4%.
| Latest fiscal year | Customers BancorpCUBI, 2025 | Provident Financial ServicesPFS, 2025 |
|---|---|---|
| Revenue | $818m | $870m |
| Revenue growth | 14.5% | 25.3% |
| Net income | $224m | $291m |
| Operating margin | — | — |
| Net margin | 27.4% | 33.5% |
| Return on equity | 11.3% | 10.7% |
| Free cash flow | $481m | $431m |
| Cash | $4.41bn | $209m |
| Total debt | $0 | $1.56bn |
| Debt to equity | — | — |
| Dividend per share | — | $0.96 |
| Dividend yield | — | 4.0% |
| Share buybacks | $5.6m | $0 |
| Employees | — | — |
| Market value | $2.91bn | $3.07bn |
| Price vs our value range | — | — |
| Moat score | 63 (Moderate) | 53 (Moderate) |
| Insider trades, 12 months | 1 buys, 18 sales | 0 buys, 9 sales |