Flywire vs CPI Card Group
Flywire and CPI Card Group are similar in size: $623m and $544m of revenue in their latest fiscal years. Flywire grew faster (26.6% against 13.1%). CPI Card Group kept more of each dollar of sales as profit: a net margin of 2.8% against 2.2%.
| Latest fiscal year | FlywireFLYW, 2025 | CPI Card GroupPMTS, 2025 |
|---|---|---|
| Revenue | $623m | $544m |
| Revenue growth | 26.6% | 13.1% |
| Net income | $13.5m | $14.9m |
| Operating margin | 1.8% | — |
| Net margin | 2.2% | 2.8% |
| Return on equity | 1.6% | — |
| Free cash flow | $98.8m | $41.3m |
| Cash | $330m | $21.7m |
| Total debt | $15.0m | $287m |
| Debt to equity | 1.8% | — |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | — |
| Employees | — | — |
| Market value | $2.33bn | $286m |
| Price vs our value range | Within our value range | Below our value range |
| Moat score | 37 (Weak) | 54 (Moderate) |
| Insider trades, 12 months | 3 buys, 53 sales | 9 buys, 3 sales |