Hartford vs Travelers Companies
Travelers Companies is the larger business, with $48.83bn of revenue in fiscal 2025 against $28.37bn for Hartford (1.7 times as much). Hartford grew faster (6.9% against 5.2%). Hartford kept more of each dollar of sales as profit: a net margin of 13.5% against 12.9%. Hartford carries less debt relative to equity (23.0% against 28.2%).
| Latest fiscal year | HartfordHIG, 2025 | Travelers CompaniesTRV, 2025 |
|---|---|---|
| Revenue | $28.37bn | $48.83bn |
| Revenue growth | 6.9% | 5.2% |
| Net income | $3.84bn | $6.29bn |
| Operating margin | — | — |
| Net margin | 13.5% | 12.9% |
| Return on equity | 21.7% | 20.7% |
| Free cash flow | $5.75bn | — |
| Cash | $166m | $842m |
| Total debt | $4.37bn | $9.27bn |
| Debt to equity | 23.0% | 28.2% |
| Dividend per share | $2.16 | — |
| Dividend yield | 1.7% | 1.2% |
| Share buybacks | $1.61bn | $3.00bn |
| Employees | 19,200 | 34,000 |
| Market value | $36.88bn | $80.89bn |
| Price vs our value range | — | — |
| Moat score | 64 (Moderate) | 80 (Strong) |
| Insider trades, 12 months | 0 buys, 18 sales | 0 buys, 82 sales |