undamentalytics Newsletter

Green DOT vs Qfin Holdings

Qfin Holdings is the larger business, with $2.67bn of revenue in fiscal 2025 against $2.08bn for Green DOT (1.3 times as much). Green DOT grew faster (20.7% against 12.0%). Qfin Holdings kept more of each dollar of sales as profit: a net margin of 31.2% against -4.8%.

Latest fiscal yearGreen DOTGDOT, 2025Qfin HoldingsQFIN, 2025
Revenue $2.08bn $2.67bn
Revenue growth 20.7% 12.0%
Net income −$98.9m $833m
Operating margin — —
Net margin -4.8% 31.2%
Return on equity -11.2% 24.6%
Free cash flow $66.0m $1.51bn
Cash $1.42bn $672m
Total debt $63.5m $372m
Debt to equity — —
Dividend per share — —
Dividend yield — 29.4%
Share buybacks — $675m
Employees 900 —
Market value $710m $639m
Price vs our value range — —
Moat score 32 (Weak) —
Insider trades, 12 months 0 buys, 2 sales 2 buys, 3 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

Go deeper

Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.