Green DOT vs Qfin Holdings
Qfin Holdings is the larger business, with $2.67bn of revenue in fiscal 2025 against $2.08bn for Green DOT (1.3 times as much). Green DOT grew faster (20.7% against 12.0%). Qfin Holdings kept more of each dollar of sales as profit: a net margin of 31.2% against -4.8%.
| Latest fiscal year | Green DOTGDOT, 2025 | Qfin HoldingsQFIN, 2025 |
|---|---|---|
| Revenue | $2.08bn | $2.67bn |
| Revenue growth | 20.7% | 12.0% |
| Net income | −$98.9m | $833m |
| Operating margin | — | — |
| Net margin | -4.8% | 31.2% |
| Return on equity | -11.2% | 24.6% |
| Free cash flow | $66.0m | $1.51bn |
| Cash | $1.42bn | $672m |
| Total debt | $63.5m | $372m |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | 29.4% |
| Share buybacks | — | $675m |
| Employees | 900 | — |
| Market value | $710m | $639m |
| Price vs our value range | — | — |
| Moat score | 32 (Weak) | — |
| Insider trades, 12 months | 0 buys, 2 sales | 2 buys, 3 sales |