Qfin Holdings, Inc. income statement

In fiscal 2025, Qfin Holdings, Inc. reported revenue of $2.67bn, up 12.0% on the year before, operating income of $929m (a 34.8% margin) and net income of $833m, or $6.13 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Qfin Holdings, Inc.: income statement, annual
Fiscal year	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025
Revenue	117	674	1,335	1,966	2,579	2,465	2,302	2,386	2,672
Cost of revenue	18	101	157	232	349	353	376	403	418
Gross profit	99	573	1,178	1,734	2,230	2,112	1,926	1,983	2,255
Selling and marketing	51	200	413	156	324	329	274	240	344
General and administrative	7	85	62	66	86	61	60	62	92
Operating income	31	249	419	549	1,052	666	686	1,046	929
Net interest income	0	2	−6	11	20	—	—	—	—
Provision for credit losses	2	7	71	101	150	235	304	385	504
Income before tax	32	252	430	592	1,089	706	746	1,097	1,026
Income tax	7	71	67	85	195	110	143	229	195
Net income	24	181	362	507	896	599	606	871	833
Diluted EPS	$0.25	—	$2.41	$3.30	$5.58	$3.72	$3.69	$5.74	$6.13
Diluted shares (average)	99m	101m	150m	153m	161m	161m	164m	152m	136m
EBITDA	31	250	420	555	1,062	677	697	1,057	939

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Qfin Holdings, Inc.'s SEC filings (10-K and 10-Q). How we read and check them: methodology and data sources. Not investment advice. Back to Qfin Holdings, Inc.