Qfin Holdings, Inc. key statistics and ratios

In fiscal 2025, Qfin Holdings, Inc. had return on equity of 24.6% and a net margin of 31.2%. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Qfin Holdings, Inc.: financial ratios, annual
Fiscal year	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025
Net margin	20.9%	26.8%	27.1%	25.8%	34.8%	24.3%	26.3%	36.5%	31.2%
Return on equity	21.6%	47.7%	43.1%	40.7%	46.7%	23.4%	20.8%	27.2%	24.6%
Return on assets	5.1%	23.4%	18.1%	15.2%	19.9%	10.8%	9.8%	13.3%	11.3%
Effective tax rate	22.6%	28.1%	15.7%	14.4%	17.9%	15.5%	19.1%	20.8%	19.0%
Dividends ÷ net income	—	—	—	—	—	24.6%	22.0%	20.2%	23.0%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: Medium.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Qfin Holdings, Inc.'s SEC filings (10-K and 10-Q). How we read and check them: methodology and data sources. Not investment advice. Back to Qfin Holdings, Inc.