Atlanticus Holdings vs Qfin Holdings
Qfin Holdings is the larger business, with $2.67bn of revenue in fiscal 2025 against $1.97bn for Atlanticus Holdings (1.4 times as much). Atlanticus Holdings grew faster (50.1% against 12.0%). Qfin Holdings kept more of each dollar of sales as profit: a net margin of 31.2% against 6.2%.
| Latest fiscal year | Atlanticus HoldingsATLC, 2025 | Qfin HoldingsQFIN, 2025 |
|---|---|---|
| Revenue | $1.97bn | $2.67bn |
| Revenue growth | 50.1% | 12.0% |
| Net income | $122m | $833m |
| Operating margin | — | — |
| Net margin | 6.2% | 31.2% |
| Return on equity | 22.2% | 24.6% |
| Free cash flow | $638m | $1.51bn |
| Cash | $621m | $672m |
| Total debt | $5.3m | $372m |
| Debt to equity | — | — |
| Dividend per share | — | — |
| Dividend yield | — | 29.4% |
| Share buybacks | $69.6m | $675m |
| Employees | 576 | — |
| Market value | $1.40bn | $639m |
| Price vs our value range | — | — |
| Moat score | 52 (Moderate) | — |
| Insider trades, 12 months | 0 buys, 12 sales | 2 buys, 3 sales |