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Prog Holdings vs Qfin Holdings

Prog Holdings and Qfin Holdings are similar in size: $2.41bn and $2.67bn of revenue in their latest fiscal years. Qfin Holdings grew faster (12.0% against 0.4%). Qfin Holdings kept more of each dollar of sales as profit: a net margin of 31.2% against 6.1%.

Latest fiscal yearProg HoldingsPRG, 2025Qfin HoldingsQFIN, 2025
Revenue $2.41bn $2.67bn
Revenue growth 0.4% 12.0%
Net income $147m $833m
Operating margin — —
Net margin 6.1% 31.2%
Return on equity 21.0% 24.6%
Free cash flow $325m $1.51bn
Cash $309m $672m
Total debt $600m $372m
Debt to equity — —
Dividend per share $0.52 —
Dividend yield 1.4% 29.4%
Share buybacks $51.8m $675m
Employees — —
Market value $1.49bn $639m
Price vs our value range Below our value range —
Moat score 66 (Moderate) —
Insider trades, 12 months 0 buys, 3 sales 2 buys, 3 sales

Each figure is from the company's latest annual report and links to the page it comes from. Fiscal years can end on different dates. Market value and the value verdict use the delayed price shown on the stock pages. Not a recommendation.

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Figures from each company's latest annual report filed with the SEC (10-K or 20-F), as reported, with the fiscal year shown. Not investment advice. How we read filings: methodology.