International Money Express vs Riskified
International Money Express is the larger business, with $608m of revenue in fiscal 2025 against $345m for Riskified (1.8 times as much). Riskified grew faster (5.2% against -7.7%). International Money Express kept more of each dollar of sales as profit: a net margin of 5.4% against -8.0%. Riskified carries less debt relative to equity (0.0% against 121.0%).
| Latest fiscal year | International Money ExpressIMXI, 2025 | RiskifiedRSKD, 2025 |
|---|---|---|
| Revenue | $608m | $345m |
| Revenue growth | -7.7% | 5.2% |
| Net income | $32.7m | −$27.6m |
| Operating margin | 9.2% | -9.9% |
| Net margin | 5.4% | -8.0% |
| Return on equity | 22.1% | -8.1% |
| Free cash flow | $15.8m | $33.1m |
| Cash | $169m | $162m |
| Total debt | $195m | $0 |
| Debt to equity | 121.0% | 0.0% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | $16.3m | $106m |
| Employees | — | — |
| Market value | $255m | $1.36bn |
| Price vs our value range | Below our value range | — |
| Moat score | 68 (Moderate) | — |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 83 sales |