Repay Holdings vs Riskified
Repay Holdings and Riskified are similar in size: $309m and $345m of revenue in their latest fiscal years. Riskified grew faster (5.2% against -1.2%). Riskified kept more of each dollar of sales as profit: a net margin of -8.0% against -83.0%. Riskified carries less debt relative to equity (0.0% against 89.6%).
| Latest fiscal year | Repay HoldingsRPAY, 2025 | RiskifiedRSKD, 2025 |
|---|---|---|
| Revenue | $309m | $345m |
| Revenue growth | -1.2% | 5.2% |
| Net income | −$257m | −$27.6m |
| Operating margin | -82.4% | -9.9% |
| Net margin | -83.0% | -8.0% |
| Return on equity | -41.2% | -8.1% |
| Free cash flow | $90.8m | $33.1m |
| Cash | $116m | $162m |
| Total debt | $434m | $0 |
| Debt to equity | 89.6% | 0.0% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | $106m |
| Employees | 486 | — |
| Market value | $382m | $1.36bn |
| Price vs our value range | Below our value range | — |
| Moat score | 45 (Moderate) | — |
| Insider trades, 12 months | 16 buys, 6 sales | 0 buys, 83 sales |