Kinsale Capital Group vs RLI
Kinsale Capital Group and RLI are similar in size: $1.87bn and $1.88bn of revenue in their latest fiscal years. Kinsale Capital Group grew faster (18.0% against 6.3%). Kinsale Capital Group kept more of each dollar of sales as profit: a net margin of 26.9% against 21.4%. RLI carries less debt relative to equity (11.2% against 11.5%).
| Latest fiscal year | Kinsale Capital GroupKNSL, 2025 | RLIRLI, 2025 |
|---|---|---|
| Revenue | $1.87bn | $1.88bn |
| Revenue growth | 18.0% | 6.3% |
| Net income | $504m | $403m |
| Operating margin | — | — |
| Net margin | 26.9% | 21.4% |
| Return on equity | 29.3% | 24.4% |
| Free cash flow | $990m | $609m |
| Cash | $163m | $51.6m |
| Total debt | $226m | $200m |
| Debt to equity | 11.5% | 11.2% |
| Dividend per share | $0.68 | $2.63 |
| Dividend yield | 0.3% | 7.0% |
| Share buybacks | $90.0m | — |
| Employees | 720 | 1,193 |
| Market value | $8.64bn | $6.14bn |
| Price vs our value range | — | — |
| Moat score | 84 (Strong) | 77 (Strong) |
| Insider trades, 12 months | 15 buys, 11 sales | 9 buys, 0 sales |