1st Source vs Tompkins Financial
1st Source and Tompkins Financial are similar in size: $434m and $447m of revenue in their latest fiscal years. Tompkins Financial grew faster (49.3% against 12.1%). 1st Source kept more of each dollar of sales as profit: a net margin of 36.5% against 36.1%.
| Latest fiscal year | 1st SourceSRCE, 2025 | Tompkins FinancialTMP, 2025 |
|---|---|---|
| Revenue | $434m | $447m |
| Revenue growth | 12.1% | 49.3% |
| Net income | $158m | $161m |
| Operating margin | — | — |
| Net margin | 36.5% | 36.1% |
| Return on equity | 13.3% | 19.5% |
| Free cash flow | $213m | $31.9m |
| Cash | $120m | $133m |
| Total debt | $239m | $0 |
| Debt to equity | — | — |
| Dividend per share | $1.52 | $3.13 |
| Dividend yield | 2.0% | 2.7% |
| Share buybacks | $13.9m | $1.6m |
| Employees | 1,190 | 870 |
| Market value | $2.15bn | $1.46bn |
| Price vs our value range | — | — |
| Moat score | 90 (Strong) | 63 (Moderate) |
| Insider trades, 12 months | 0 buys, 0 sales | 2 buys, 0 sales |