Oppfi vs Wealthfront
Oppfi and Wealthfront are similar in size: $381m and $365m of revenue in their latest fiscal years. Oppfi grew faster (18.6% against 18.2%). Oppfi kept more of each dollar of sales as profit: a net margin of 6.9% against -11.5%. Oppfi carries less debt relative to equity (0.0% against 0.0%).
| Latest fiscal year | OppfiOPFI, 2025 | WealthfrontWLTH, 2026 |
|---|---|---|
| Revenue | $381m | $365m |
| Revenue growth | 18.6% | 18.2% |
| Net income | $26.3m | −$42.1m |
| Operating margin | 43.7% | — |
| Net margin | 6.9% | -11.5% |
| Return on equity | 57.7% | -13.4% |
| Free cash flow | $382m | — |
| Cash | $49.5m | $441m |
| Total debt | $0 | $181,000 |
| Debt to equity | 0.0% | 0.0% |
| Dividend per share | $0.25 | — |
| Dividend yield | — | — |
| Share buybacks | $15.5m | $459,000 |
| Employees | 410 | 391 |
| Market value | $498m | $1.57bn |
| Price vs our value range | — | — |
| Moat score | 47 (Moderate) | — |
| Insider trades, 12 months | 0 buys, 0 sales | 0 buys, 37 sales |