Root vs Skyward Specialty Insurance Group
Root and Skyward Specialty Insurance Group are similar in size: $1.52bn and $1.42bn of revenue in their latest fiscal years. Root grew faster (29.0% against 23.2%). Skyward Specialty Insurance Group kept more of each dollar of sales as profit: a net margin of 12.0% against 2.7%. Skyward Specialty Insurance Group carries less debt relative to equity (0.0% against 70.5%).
| Latest fiscal year | RootROOT, 2025 | Skyward Specialty Insurance GroupSKWD, 2025 |
|---|---|---|
| Revenue | $1.52bn | $1.42bn |
| Revenue growth | 29.0% | 23.2% |
| Net income | $40.3m | $170m |
| Operating margin | 4.1% | — |
| Net margin | 2.7% | 12.0% |
| Return on equity | 16.5% | 18.9% |
| Free cash flow | $207m | $403m |
| Cash | $669m | $169m |
| Total debt | $200m | $0 |
| Debt to equity | 70.5% | 0.0% |
| Dividend per share | — | — |
| Dividend yield | — | — |
| Share buybacks | — | — |
| Employees | 1,256 | 611 |
| Market value | $904m | $2.72bn |
| Price vs our value range | — | — |
| Moat score | 27 (Weak) | — |
| Insider trades, 12 months | 0 buys, 13 sales | 11 buys, 9 sales |