Skyward Specialty Insurance Group vs Universal Insurance Holdings
Skyward Specialty Insurance Group and Universal Insurance Holdings are similar in size: $1.42bn and $1.60bn of revenue in their latest fiscal years. Skyward Specialty Insurance Group grew faster (23.2% against 5.5%). Skyward Specialty Insurance Group kept more of each dollar of sales as profit: a net margin of 12.0% against 11.4%. Skyward Specialty Insurance Group carries less debt relative to equity (0.0% against 18.3%).
| Latest fiscal year | Skyward Specialty Insurance GroupSKWD, 2025 | Universal Insurance HoldingsUVE, 2025 |
|---|---|---|
| Revenue | $1.42bn | $1.60bn |
| Revenue growth | 23.2% | 5.5% |
| Net income | $170m | $183m |
| Operating margin | — | — |
| Net margin | 12.0% | 11.4% |
| Return on equity | 18.9% | 39.6% |
| Free cash flow | $403m | $377m |
| Cash | $169m | $409m |
| Total debt | $0 | $101m |
| Debt to equity | 0.0% | 18.3% |
| Dividend per share | — | $0.77 |
| Dividend yield | — | 1.6% |
| Share buybacks | — | $22.4m |
| Employees | 611 | 929 |
| Market value | $2.72bn | $1.34bn |
| Price vs our value range | — | — |
| Moat score | — | 60 (Moderate) |
| Insider trades, 12 months | 11 buys, 9 sales | 0 buys, 21 sales |