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Root, Inc. income statement

In fiscal 2025, Root, Inc. reported revenue of $1.52bn, up 29.0% on the year before, operating income of $61.8m (a 4.1% margin) and net income of $40.3m, or $2.36 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue432903473453114551,1771,5171,568
Selling and marketing401101402704849136175139
General and administrative943799812783709793
Operating income—−260−285−485−263−101796286
Interest expense12278203546422119
Income before tax−69−282−363−521−298−147314162
Income tax000000011
Net income−69−282−363−521−298−147314061
Diluted EPS−$49.14−$149.94−$86.43−$37.76−$21.11−$10.24$1.83$2.36$3.58
Diluted shares (average)1m2m4m14m14m14m17m17m17m
EBITDA—−255−270−469−249−899374100

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Root, Inc.'s SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Root, Inc.