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Root, Inc. (ROOT) stock

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NASDAQ: ROOT Nasdaq Property & Casualty Insurance Next results ~November 4, 2026

C Fundamentals grade

Root, Inc. is a US-listed company in the property & casualty insurance industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Model estimate per share

~$28

Valuation models combined (2)

Base case. Range ~$25–$32. Weighted average of 2 models (price-to-book vs peers, price-to-earnings vs peers).

Price vs value

No Buy/Hold/Sell rating is issued: only 2 valuation models apply; a rating needs 3.

Root, Inc. valuation: adjust assumptions and compare models →

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

  • Insiders0 buying, 4 selling0 purchases and 13 sales by directors and officers, last 12 monthsInsider trades
  • Funds94 adding, 59 cuttingOf 26 active managers that changed their stake, 17 added; quarter to June 30, 2026Fund buyers and sellers

Value diary

Our note on each quarter Root files

Where Root stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $1.57bn, up 14.9% on a year earlier, slower than the 22.8% growth a quarter earlier. That growth ranks 4 of 29 among the property & casualty insurance companies we cover. The diluted share count is down 5.7% on a year earlier, which lifts each remaining share. Our valuation models combined value is $31.59 a share, against a share price of $51.66.

Source: 10-Q filed August 5, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~November 4, 2026 (estimated)

Root, Inc.'s trailing-twelve-month revenue grew 14.9% year on year, with a free-cash-flow margin of 12.4%. Where it stands out: change in share count of -5.7% ranks 6 of 47 property & casualty insurance companies we cover. Where it lags: stock pay as % of revenue of 2.6% ranks 30 of 34 property & casualty insurance companies we cover.

Current signal Results well ahead of expectations: Reported earnings per share beat the analysts' consensus estimate by 150% in the quarter to 2026-06-30, the 4th beat in the last four quarters.

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Highlights

How we pick these

Strengths

  • Shrinking share count. Diluted shares fell 5.7% in a year, so each share owns more of the business.
  • Net cash. Cash exceeds long-term debt by $0.3bn.
  • Beating expectations. Earnings per share beat the analysts' consensus estimate in each of the last four quarters.

Things to watch

  • Results due soon. Results are expected around 4 November; the share price can move sharply on the day.
  • Growth slowing. The growth rate is 8.0 points lower than a quarter earlier.
  • Margins narrowing. Operating margin is down 3.3 points on a year ago.
  • Volatile shares. Over the past year the shares showed annualised volatility of 65% and a beta of 1.8 against the S&P 500.
  • Below peers: stock pay as % of revenue. Stock pay as % of revenue of 2.6% ranks 30 of 34 property & casualty insurance companies we cover (median 0.7%).
  • Below peers: net margin. Net margin of 3.9% ranks 37 of 48 property & casualty insurance companies we cover (median 10.8%).

Latest results: FY2026 Q2

Filed August 5, 2026
Earnings per share
$1.80 against an average estimate of $0.72: beat by 149.6%
Revenue
$389m, up 1.6% on a year earlier
Share reaction
-14.6% in the first session after the results on August 5, 2026, against -0.4% for the S&P 500
Next report
November 4, 2026; average EPS estimate $0.59

Root's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day-0.1%
  • 1 week-0.2%
  • 1 month+11.8%
  • This year-28.4%
  • 1 year-35.8%
  • 5 years-43.4%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$1.6B
Operating margin
5.5%
Net margin
3.9%
EPS (TTM, diluted)
$3.58

Growth

Revenue growth
+14.9%
Change in growth rate
−8.0 pts
Share count change
−5.7%

Earnings

Last results
August 5, 2026
Next results (est.)
November 4, 2026

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Agreement
  2. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Valuation

Root, Inc. valuation models and calculator

Fundamentalytics rating

model v1.6 · 2026-11-03

Not rated: only 2 valuation models apply; a rating needs 3.

Valuation models

We value Root, Inc. as an insurer, with every model that fits that kind of business. Cost of equity 9%: the 10-year Treasury yield (4.9%) plus a beta of 0.9 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. — Does not apply: the model gives no positive value
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. — Does not apply: return on equity is not positive
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$0.1 Left out: out of range vs price (0.00x)
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$25 ~$21–$42 Included
Price-to-earnings vs peers Earnings per share times peers' typical (harmonic-mean) price-to-earnings. ~$32 ~$29–$50 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. — Does not apply: pays no regular dividend
Combined value Weighted average of the models that apply: the primary model (residual income) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$28 ~$25–$32 2 models

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Root, Inc. with property, casualty and specialty insurers in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

27 /100

Weak moat

How hard Root's competitive advantage looks for rivals to wear away, judged from 6 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 0 / 20

    Net income has been a median -11.3% of total assets over 6 years.

  • Durability 10 / 20

    Operating margin has been a median -29.7%; its worst year was -161.9%.

  • Discipline 9 / 20

    The diluted share count rose 724.5% over five years; stock-based pay has been a median 2.6% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (32 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: November 4, 2026, after the close. Analysts expect revenue of $383m and EPS of $0.59 (range $0.56 to $0.63) for the quarter.

Analysts' consensus

Fiscal yearEPSGrowthRevenueGrowth
Current $4.84 +45% $1.5bn +2%
Next $3.06 −37% $1.5bn −1%

Next year's EPS estimate has moved 0.0% in 90 days, across 2 analysts.

Earnings against estimates

Quarter toEstimateActualSurprise
Jun 2026 $0.72 $1.80 +149.6%
Mar 2026 $0.66 $2.10 +217.9%
Dec 2025 −$0.26 $0.39 +254.3%
Sept 2025 −$0.47 −$0.34 +26.8%

Adjusted EPS as companies report it, against the average analyst estimate.

Analyst recommendations

6 analysts, Oct 2026
Buy117%
Hold583%
Sell00%

Monthly trend

  1. Oct 2026156
  2. Sep 2026156
  3. Aug 20261146

Counts of recommendations published by analysts covering Root, Inc., by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
16.5%
of tradable shares
Days to cover
10.28
at average volume
Short interest, 1 month
+17%
to September 30, 2026
Held by institutions
65%
of shares
Held by insiders
5.9%
of shares
Employees
1,256
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months −35.8%

$80.52 on October 31, 2025 to $51.73

ThenNowEffect
Revenue (last 12 months) $1.4bn $1.6bn +14.9%
Net margin 6.3% 3.9% −37.5%
P/E multiple 17.1x 14.4x −15.5%
Share count 18m 17m +6.0%

Biggest factor: net margin.

Last 3 years +420.4%

$9.94 on November 3, 2023 to $51.73

ThenNowEffect
Revenue (last 12 months) $290m $1.6bn +440.7%
P/S multiple 0.5x 0.6x +15.7%
Share count 14m 17m −16.8%

Biggest factor: revenue. Loss-making at one end, so the split uses price/sales.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Calendar year 202120222023202420252026 to date
Return
ROOT−80%−92%+133%+593%−1%−28%
Industry peers (median)+15%+1%+9%+30%+9%+10%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
ROOT17%17%58%58%33%36%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
ROOT−88%−93%−53%−57%−61%−46%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since October 28, 2020: 99% from October 28, 2020 to March 13, 2023. Getting back needed a 13946% gain, and the shares have not yet recovered.

Price behaviour

52-week range
$43.21 – $90.86
From 52-week high
−43.1%
vs 50-day average
+0.6%
vs 200-day average
−4.4%
Volatility (1 year)
65%
Beta vs S&P 500
1.82

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
8 up, 4 down
typical move ±19.9%
After a week
7 up, 5 down
typical move ±37.8%
After a month
6 up, 6 down
typical move ±67.4%
Results releasedNext dayS&P 500 next day5 days21 days
August 5, 2026 −14.6% −0.4% −18.4% −6.3%
May 6, 2026 +3.7% +1.1% +4.0% −2.5%
February 25, 2026 −0.2% +0.3% −15.8% −17.1%
November 5, 2025 +2.3% −0.7% +11.2% +1.1%
August 6, 2025 −28.1% +0.7% −26.3% −26.2%
May 7, 2025 +2.7% +1.1% +2.5% +10.1%
February 26, 2025 +27.7% −1.5% +47.0% +53.4%
October 30, 2024 +72.8% −2.3% +86.5% +152.2%
August 7, 2024 −22.2% +1.6% −15.6% −30.8%
April 30, 2024 +4.6% −1.9% −5.7% −21.9%
February 21, 2024 +46.5% +2.2% +208.4% +470.8%
November 1, 2023 +13.9% +3.0% +12.1% +16.7%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Root, Inc. in five measures

Fundamentals grade C
Growth Profitability Cash Balance sheet

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Root, Inc.
$0 $500M $1B $1.5B $2B FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $331.5M Revenue (TTM), FY23 Q4: $455M Revenue (TTM), FY24 Q1: $639.8M Revenue (TTM), FY24 Q2: $854.2M Revenue (TTM), FY24 Q3: $1B Revenue (TTM), FY24 Q4: $1.2B Revenue (TTM), FY25 Q1: $1.3B Revenue (TTM), FY25 Q2: $1.4B Revenue (TTM), FY25 Q3: $1.4B Revenue (TTM), FY25 Q4: $1.5B Revenue (TTM), FY26 Q1: $1.6B Revenue (TTM), FY26 Q2: $1.6B $1.6B

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $331.5M
FY23 Q4 $455M
FY24 Q1 $639.8M
FY24 Q2 $854.2M
FY24 Q3 $1B
FY24 Q4 $1.2B
FY25 Q1 $1.3B
FY25 Q2 $1.4B
FY25 Q3 $1.4B
FY25 Q4 $1.5B
FY26 Q1 $1.6B
FY26 Q2 $1.6B
Revenue growth, TTM YoY Root, Inc.
-100% 0% 100% 200% 300% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: -0.4% Revenue growth, TTM YoY, FY23 Q4: 46.4% Revenue growth, TTM YoY, FY24 Q1: 116.5% Revenue growth, TTM YoY, FY24 Q2: 194.7% Revenue growth, TTM YoY, FY24 Q3: 215.1% Revenue growth, TTM YoY, FY24 Q4: 158.6% Revenue growth, TTM YoY, FY25 Q1: 98.7% Revenue growth, TTM YoY, FY25 Q2: 59.8% Revenue growth, TTM YoY, FY25 Q3: 38.5% Revenue growth, TTM YoY, FY25 Q4: 29.0% Revenue growth, TTM YoY, FY26 Q1: 22.8% Revenue growth, TTM YoY, FY26 Q2: 14.9% 14.9%

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 -0.4%
FY23 Q4 46.4%
FY24 Q1 116.5%
FY24 Q2 194.7%
FY24 Q3 215.1%
FY24 Q4 158.6%
FY25 Q1 98.7%
FY25 Q2 59.8%
FY25 Q3 38.5%
FY25 Q4 29.0%
FY26 Q1 22.8%
FY26 Q2 14.9%
Operating margin (TTM) Root, Inc.
-60% -40% -20% 0% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Operating margin (TTM), FY23 Q3: -41.2% Operating margin (TTM), FY23 Q4: -22.3% Operating margin (TTM), FY24 Q1: -10.3% Operating margin (TTM), FY24 Q2: -4.3% Operating margin (TTM), FY24 Q3: 3.0% Operating margin (TTM), FY24 Q4: 6.7% Operating margin (TTM), FY25 Q1: 7.6% Operating margin (TTM), FY25 Q2: 8.8% Operating margin (TTM), FY25 Q3: 6.0% Operating margin (TTM), FY25 Q4: 4.1% Operating margin (TTM), FY26 Q1: 5.1% Operating margin (TTM), FY26 Q2: 5.5% 5.5%

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period Operating margin (TTM)
FY23 Q3 -41.2%
FY23 Q4 -22.3%
FY24 Q1 -10.3%
FY24 Q2 -4.3%
FY24 Q3 3.0%
FY24 Q4 6.7%
FY25 Q1 7.6%
FY25 Q2 8.8%
FY25 Q3 6.0%
FY25 Q4 4.1%
FY26 Q1 5.1%
FY26 Q2 5.5%
FCF margin (TTM) Root, Inc.
-40% -20% 0% 20% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: -38.2% FCF margin (TTM), FY23 Q4: -7.4% FCF margin (TTM), FY24 Q1: 10.0% FCF margin (TTM), FY24 Q2: 16.1% FCF margin (TTM), FY24 Q3: 16.5% FCF margin (TTM), FY24 Q4: 16.6% FCF margin (TTM), FY25 Q1: 16.3% FCF margin (TTM), FY25 Q2: 14.5% FCF margin (TTM), FY25 Q3: 14.2% FCF margin (TTM), FY25 Q4: 13.6% FCF margin (TTM), FY26 Q1: 12.1% FCF margin (TTM), FY26 Q2: 12.4% 12.4%

Source: SEC EDGAR filings. Retrieved October 26, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 -38.2%
FY23 Q4 -7.4%
FY24 Q1 10.0%
FY24 Q2 16.1%
FY24 Q3 16.5%
FY24 Q4 16.6%
FY25 Q1 16.3%
FY25 Q2 14.5%
FY25 Q3 14.2%
FY25 Q4 13.6%
FY26 Q1 12.1%
FY26 Q2 12.4%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Financial statements

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 43 290 347 345 311 455 1,177 1,517 1,568
EBITDA — −255 −270 −469 −249 −89 93 74 100
Operating income — −260 −285 −485 −263 −101 79 62 86
Net income −69 −282 −363 −521 −298 −147 31 40 61
Diluted EPS −$49.14 −$149.94 −$86.43 −$37.76 −$21.11 −$10.24 $1.83 $2.36 $3.58
Growth (year on year)
Revenue — +570.2% +19.5% −0.4% −10.0% +46.4% +158.6% +29.0% +14.9%
EBITDA — — — — — — — −21.2% −24.5%
Operating income — — — — — — — −21.3% −28.3%
Net income — — — — — — — +30.4% −28.3%
Diluted EPS — — — — — — — +29.0% −23.9%
Margins
EBITDA margin — −87.9% −77.8% −135.7% −80.2% −19.5% 7.9% 4.9% 6.4%
Operating margin — −89.6% −82.3% −140.5% −84.7% −22.3% 6.7% 4.1% 5.5%
Net margin −159.6% −97.3% −104.7% −150.9% −95.8% −32.4% 2.6% 2.7% 3.9%
Free-cash-flow margin −63.0% −46.1% −83.3% −118.1% −67.8% −7.4% 16.6% 13.6% 12.4%
Cash flow
Cash from operations −26 −127 −287 −403 −211 −34 196 207 195
Capital spending 1 7 2 5 0 0 0 0 0
Free cash flow −27 −134 −289 −408 −211 −34 195 207 195
Stock-based pay 0 1 4 19 31 17 19 40 41
Free cash flow after stock pay −27 −135 −293 −427 −241 −51 177 166 153
Balance sheet
Cash 122 392 1,113 706 762 679 599 669 510
Total debt 0 220 200 0 295 300 200 200 200
Net debt (negative = net cash) −122 −172 −913 −706 −467 −379 −399 −469 −310
Diluted shares 1m 2m 4m 14m 14m 14m 17m 17m 17m
Returned to shareholders
Buybacks 0 0 0 0 0 — — — —
Total returned 0 0 0 0 0 — — — —

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

Diluted share count
−5.7%
year over year

Competitors: side by side with peers

Closest by revenue in property & casualty insurance
Last 12 months unless stated ROOT TRUP UVE UFCS SKWD SAFT Median
Revenue, last 12 months $1.6bn $1.5bn $1.7bn $1.5bn $1.7bn $1.3bn $1.7bn
Revenue growth, last 12 months 14.9% 11.8% 5.5% 11.4% 38.3% 7.2% 8.0%
Revenue growth, 3-year average 75.5% 14.7% 7.4% 11.9% 32.5% 14.3% 9.5%
Revenue growth, latest quarter 1.6% 11.1% 9.6% 14.4% 53.0% 3.0% 4.2%
Operating margin 5.5% 1.6% — — — — 9.4%
Operating margin, 3-year average 3.3% 0.2% — — — — 1.8%
Net margin 3.9% 1.5% 13.9% 9.6% 10.8% 5.3% 10.5%
Cash from operations / revenue 12.4% 6.2% 21.9% 18.4% 23.5% 14.0% 18.2%
Free-cash-flow margin 12.4% 5.4% 21.6% 17.7% 23.5% 13.7% 17.6%
Free-cash-flow margin, 3-year average 14.3% 4.0% 17.6% 20.4% 28.7% 11.1% 16.5%
Stock pay / revenue 2.6% 2.5% 3.2% 0.7% 1.0% 0.4% 0.6%
Change in share count −5.7% 2.9% −0.4% −0.4% 4.8% −0.8% −0.7%

Median of all 48 companies we cover in property & casualty insurance. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

48 property & casualty insurance companies
Measure Company Peer median Rank
Revenue growth Growth 14.9% 8.3% 13 of 48
Change in growth rate Growth -8.0pp -0.7pp 41 of 48
Operating margin Profitability 5.5% 8.0% 6 of 9
Net margin Profitability 3.9% 10.8% 37 of 48
Stock pay as % of revenue Cash generation 2.6% 0.7% 30 of 34
Change in share count Balance sheet -5.7% -0.7% 6 of 47

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Who owns it

Funds buying and selling
Reported value
$526M
Institutions reporting
159
Shares held vs prior quarter
▼ 2.8%
Positions opened / closed
35 / 25

Top buyers and sellers, Q2 2026: 94 institutions bought and 59 sold ; the biggest buyer was Quinn Opportunity Partners LLC (+101K shares) and the biggest seller Capital Research Global Investors (−400K). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Ribbit Management Company, LLC $68.9M 1.2M 13.1% 0.0%
T. Rowe Price Investment Management, Inc. $68.3M 1.2M 13.0% ▲ 3.0%
Blackrock, Inc. $64.3M 1.1M 12.2% ▲ 9.4%
Vanguard Capital Management LLC $29.5M 528K 5.6% ▲ 2.3%
Findell Capital Management LLC $25.7M 460K 4.9% ▲ 22.7%
Geode Capital Management, LLC $19.3M 345K 3.7% ▲ 8.1%
State Street Corp $16.3M 291K 3.1% ▲ 9.3%
Galileo (PTC) Ltd $14.1M 253K 2.7% 0.0%
Renaissance Technologies LLC $13.7M 245K 2.6% ▲ 2.7%
Boothbay Fund Management, LLC $11.4M 203K 2.2% ▲ 46.2%
Quinn Opportunity Partners LLC $9.6M 171K 1.8% ▲ 143.4%
Tairen Capital Ltd $9M 161K 1.7% 0.0%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Root, Inc.'s complete shareholder register. Values are as reported by the filers .

Insider trading activity

Full insider history and chart
Insider purchases History → $0 0 trades by 0 insiders, last 12 months Insider sales History → $3.1M 13 trades by 4 insiders · 81% under pre-set plans
Net ▼ $3.1M net selling
Insider Date Trade Shares Price Value
Allison Jonathan Chief Administrative Officer May 15, 2026 Sell pre-set plan 1,606 $55.96 $89,872
Allison Jonathan Chief Administrative Officer May 12, 2026 Sell pre-set plan 1,706 $55.74 $95,092
Allison Jonathan Chief Administrative Officer April 7, 2026 Sell pre-set plan 1,706 $44.35 $75,661
Allison Jonathan Chief Administrative Officer April 2, 2026 Sell pre-set plan 4,112 $42.33 $174,061
Allison Jonathan Chief Administrative Officer March 20, 2026 Sell pre-set plan 3,990 $44.78 $178,672
Allison Jonathan Chief Administrative Officer March 17, 2026 Sell pre-set plan 3,990 $45.00 $179,550
Allison Jonathan Chief Administrative Officer March 12, 2026 Sell pre-set plan 3,900 $43.61 $170,079
Allison Jonathan Chief Administrative Officer March 10, 2026 Sell pre-set plan 3,900 $44.97 $175,383
Ulman Doug Director March 9, 2026 Sell 13,152 $45.11 $593,287
Allison Jonathan Chief Administrative Officer March 5, 2026 Sell pre-set plan 3,900 $48.05 $187,395
Allison Jonathan Chief Administrative Officer March 3, 2026 Sell pre-set plan 3,900 $47.88 $186,732
Timm Alexander E. Chief Executive Officer December 10, 2025 Sell pre-set plan 6,336 $83.00 $525,888

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Earnings dates and SEC filings

Results announcements

Next expected around November 4, 2026 estimated from the company's past filing pattern, not announced

  • August 5, 2026
  • May 6, 2026
  • February 25, 2026
  • November 5, 2025
  • August 6, 2025
  • May 7, 2025

Recent SEC filings

Data status

When each part of this page on Root, Inc. was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Root, Inc. in brief

What does Root, Inc. do?
Root, Inc. is a US-listed company in the property & casualty insurance industry. Its financial year ends in December.
What is Root, Inc.'s stock ticker?
Root, Inc. trades under the ticker ROOT on Nasdaq. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Root, Inc.'s revenue, and how fast is it growing?
Over its most recent trailing twelve months, Root, Inc. reported revenue of $1.6B, 14.9% higher than a year earlier, according to its SEC filings.
What is Root, Inc.'s free cash flow?
Root, Inc.'s free-cash-flow margin is 12.4% of revenue over the trailing twelve months.
Who are Root, Inc.'s largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Ribbit Management Company, LLC, T. Rowe Price Investment Management, Inc. and Blackrock, Inc. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
What is Root, Inc.'s market cap?
On November 2, 2026, Root, Inc.'s market capitalisation was about $883M, with a price-to-earnings ratio of 14.4 and net debt of -$310M. Market figures come from third-party market data and may be delayed.
Who are Root, Inc.'s competitors?
In our Property & Casualty Insurance peer group, the companies closest to Root, Inc. are Trupanion, Inc., Universal Insurance Holdings, Inc., United Fire Group Inc, Skyward Specialty Insurance Group, Inc. and Safety Insurance Group Inc. The side-by-side comparison below sets their revenue, margins and growth against Root, Inc.'s.
Are insiders buying or selling Root, Inc. stock?
Over the last 12 months, Root, Inc.'s directors and officers reported 0 open-market purchases and 13 sales on Form 4. The insider trading page charts every trade.
When is Root, Inc.'s next earnings date?
Around November 4, 2026, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Root, Inc. announces its own schedule.