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Root, Inc. balance sheet

At the end of fiscal 2025, Root, Inc. had total assets of $1.67bn, total liabilities of $1.28bn and shareholders' equity of $284m. It held $669m in cash against $200m of debt: net cash of $469m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents1223921,113706762679599669510
Total assets—7291,7621,3191,3131,3481,4961,6751,669
Long-term debt—1921880295299200200198
Total debt02202000295300200200200
Total liabilities—5427306719241,0701,1801,2781,229
Shareholders' equity−103−3741,031536277166204284328
Non-controlling interests and other (assets − liabilities − equity)—560—112112112112112112
Net debt (negative = net cash)−122−172−913−706−467−379−399−469−310

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

Compare with peers

Head to head: ROOT vs TRUPROOT vs UVEROOT vs UFCSROOT vs SKWD

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Figures from Root, Inc.'s SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Root, Inc.