Financial Institutions vs Westamerica Bancorporation
Financial Institutions and Westamerica Bancorporation are similar in size: $245m and $258m of revenue in their latest fiscal years. Financial Institutions grew faster (109.5% against -12.2%). Westamerica Bancorporation kept more of each dollar of sales as profit: a net margin of 45.0% against 30.6%.
| Latest fiscal year | Financial InstitutionsFISI, 2025 | Westamerica BancorporationWABC, 2025 |
|---|---|---|
| Revenue | $245m | $258m |
| Revenue growth | 109.5% | -12.2% |
| Net income | $74.9m | $116m |
| Operating margin | — | — |
| Net margin | 30.6% | 45.0% |
| Return on equity | 12.5% | 12.7% |
| Free cash flow | $13.3m | $120m |
| Cash | $109m | — |
| Total debt | $303m | $137m |
| Debt to equity | — | — |
| Dividend per share | $1.24 | $1.82 |
| Dividend yield | 3.1% | 3.2% |
| Share buybacks | $11.4m | $104m |
| Employees | 631 | 627 |
| Market value | $801m | $1.41bn |
| Price vs our value range | — | — |
| Moat score | 41 (Weak) | 89 (Strong) |
| Insider trades, 12 months | 2 buys, 0 sales | 1 buys, 1 sales |