American International Group (AIG) is an insurance company. Through its subsidiaries, licences and authorisations, and a network of partners, it offers insurance that helps both businesses and individuals safeguard their assets and manage the risks they face.
Its customers are companies and private individuals, and it writes cover across roughly 200 countries and jurisdictions. A substantial share of the group's activity takes place outside the United States, and it states that it intends to keep growing in selected strategic markets. As an insurer, AIG also holds an investment portfolio and relies on third-party investment managers to run the majority of those assets. It outsources many operational, middle- and back-office functions as well, including the administration and servicing of certain policies, finance, actuarial work and information technology, to external providers.
The business is run through a parent entity, referred to as AIG Parent, together with insurance subsidiaries that must hold local licences in each foreign jurisdiction where they operate. Those overseas licences can be modified or revoked by the relevant authorities.
Based on American International Group's 10-K filed February 12, 2026.