American Express income statement

In fiscal 2025, American Express reported revenue of $72.23bn, up 9.5% on the year before and net income of $10.83bn, or $15.38 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

American Express: income statement, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMSept 2026
Revenue	24.5	27.8	30.0	31.6	32.9	34.2	32.8	35.4	36.9	40.3	43.6	36.1	42.4	52.9	60.5	65.9	72.2	77.6
Operating income	2.8	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Interest expense	2.2	2.4	2.3	2.2	2.0	1.7	1.6	1.7	2.1	2.9	3.5	2.1	1.3	2.8	6.8	—	—	—
Net interest income	3.1	4.7	4.4	4.6	5.0	5.5	5.9	5.8	6.5	7.7	8.6	8.0	7.8	9.9	13.1	15.5	17.4	18.8
Non-interest income	21.2	22.9	25.6	26.9	27.8	28.7	26.9	29.7	30.4	32.7	34.9	28.1	34.6	43.0	47.4	50.4	54.9	58.8
Non-interest expense	16.2	19.4	21.9	23.4	23.2	23.2	22.9	25.4	26.7	28.9	31.6	27.1	33.1	41.1	45.1	47.9	53.2	57.4
Provision for credit losses	5.3	2.2	1.1	1.7	1.8	2.0	2.0	2.0	2.8	3.4	3.6	4.7	−1.4	2.2	4.9	5.2	5.3	4.7
Income before tax	2.8	6.0	7.0	6.5	7.9	9.0	7.9	8.0	7.4	8.1	8.4	4.3	10.7	9.6	10.5	12.9	13.8	15.5
Income tax	0.7	1.9	2.1	2.0	2.5	3.1	2.8	2.7	4.7	1.2	1.7	1.2	2.6	2.1	2.1	2.8	3.0	3.2
Net income	2.1	4.1	4.9	4.5	5.4	5.9	5.2	5.4	2.7	6.9	6.8	3.1	8.1	7.5	8.4	10.1	10.8	12.3
Diluted EPS	$1.54	$3.35	$4.12	$3.89	$4.88	—	—	—	—	—	$7.99	$3.77	$10.02	$9.85	$11.21	$14.01	$15.38	$17.96
Diluted shares (average)	1,171m	1,195m	1,184m	1,141m	1,089m	1,051m	1,003m	935m	886m	859m	830m	806m	790m	752m	736m	713m	696m	682m
EBITDA	3.9	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

US$ billions unless shown otherwise. Fiscal quarters.

American Express: income statement, quarterly
Quarter	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026	2026 Q3Sept 2026
Revenue	17.2	17.0	17.9	18.4	19.0	18.9	19.6	20.1
Net interest income	4.0	4.2	4.2	4.5	4.5	4.7	4.6	4.9
Non-interest income	13.1	12.8	13.7	13.9	14.5	14.2	15.0	15.1
Non-interest expense	13.1	12.5	12.9	13.3	14.5	13.9	14.5	14.5
Provision for credit losses	1.3	1.2	1.4	1.3	1.4	1.3	1.1	1.0
Income before tax	2.8	3.3	3.6	3.8	3.1	3.8	4.1	4.5
Income tax	0.6	0.7	0.7	0.9	0.6	0.8	1.0	0.8
Net income	2.2	2.6	2.9	2.9	2.5	3.0	3.1	3.7
Diluted EPS	$3.04	$3.64	$4.08	$4.14	$3.53	$4.28	$4.53	$5.42

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from American Express's SEC filings (10-K and 10-Q), retrieved October 24, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to American Express.