Century Communities, Inc. key statistics and ratios

In fiscal 2025, Century Communities, Inc. had return on equity of 5.7%, a net margin of 3.6% and debt equal to 56.0% of equity. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Century Communities, Inc.: financial ratios, annual
Fiscal year	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMSept 2026
Operating margin	10.4%	8.6%	8.0%	7.2%	—	—	—	—	—	—	—	—	—	—
Net margin	7.2%	5.5%	5.4%	5.0%	3.5%	4.5%	4.5%	6.5%	11.8%	11.7%	7.0%	7.6%	3.6%	2.9%
Free-cash-flow margin	−39.8%	−36.1%	−22.9%	−5.3%	−9.1%	−9.8%	−3.4%	10.5%	−5.0%	6.5%	−0.0%	2.0%	3.0%	−2.3%
Return on equity	4.6%	6.3%	10.3%	11.2%	8.3%	12.1%	11.8%	17.6%	32.7%	26.8%	11.4%	13.3%	5.7%	4.2%
Return on assets	4.0%	4.1%	5.0%	5.1%	3.7%	4.8%	4.8%	7.7%	15.7%	14.4%	6.6%	7.7%	3.3%	2.4%
Asset turnover	0.55	0.74	0.92	1.03	1.04	1.08	1.07	1.18	1.33	1.24	0.93	1.01	0.92	0.82
Debt to equity	0.6%	68.3%	97.3%	97.3%	113.7%	128.1%	108.2%	90.8%	76.0%	57.0%	54.8%	56.5%	56.0%	70.8%
Effective tax rate	31.2%	35.3%	33.9%	32.3%	40.2%	25.0%	14.8%	23.7%	22.2%	22.4%	26.1%	24.1%	24.1%	24.8%
SG&A as % of revenue	13.8%	12.9%	12.0%	12.3%	12.4%	12.3%	11.9%	10.8%	9.2%	9.6%	12.1%	11.7%	12.3%	13.0%
Capital spending as % of revenue	0.3%	0.3%	0.8%	0.8%	1.2%	0.7%	0.7%	0.3%	0.2%	0.5%	1.2%	0.9%	0.7%	0.8%
Free cash flow ÷ net income	−549.7%	−653.3%	−422.4%	−105.9%	−256.3%	−219.1%	−75.8%	160.8%	−42.1%	56.2%	−0.7%	26.0%	84.2%	−79.5%
Dividends ÷ net income	—	—	—	—	—	—	—	—	3.0%	5.0%	11.3%	9.8%	23.5%	32.9%
Dividends and buybacks ÷ free cash flow	—	—	—	—	—	—	—	—	—	49.7%	—	134.4%	143.5%	—

US$ thousands unless shown otherwise. Fiscal quarters.

Century Communities, Inc.: financial ratios, quarterly
Quarter	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026	2026 Q3Sept 2026
Net margin	8.1%	4.4%	3.5%	3.8%	2.9%	3.1%	3.9%	1.5%
Free-cash-flow margin	22.8%	−4.4%	−1.7%	−2.1%	16.4%	−7.2%	−9.7%	−16.5%
SG&A as % of revenue	11.3%	13.4%	12.9%	12.2%	11.0%	14.7%	13.7%	13.7%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Financial health

0 of 0 checks passed · September 30, 2026

Short-term assets cover short-term liabilities The company doesn't report a short-term split. Not assessable.
Short-term assets cover long-term liabilities Not assessable from the reported split. Not assessable.
More cash than debt Cash or debt not separately reported. Not assessable.
Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
Operating profit covers interest at least five times over Interest not separately reported. Not assessable.

From Century Communities, Inc.'s latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Moat

48 /100

Moderate moat

How hard Century Communities's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

Returns on capital 7 / 20

Net income has been a median 5.4% of total assets over 10 years.
Durability 8 / 20

Net margin has been a median 5.4%; its worst year was 2.9%.
Cash conversion 4 / 20

Free cash flow was positive in 4 of 10 years, at a median -3.7% of revenue.
Discipline 20 / 20

The diluted share count fell 14.8% over five years; stock-based pay has been a median 0.6% of revenue.

AI disruption exposure: Low. In this industry, the business rests on physical assets, regulated networks or products AI itself depends on.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Century Communities, Inc.'s SEC filings (10-K and 10-Q), retrieved October 30, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Century Communities, Inc.