Ponce Financial Group, Inc. balance sheet
At the end of fiscal 2025, Ponce Financial Group, Inc. had total assets of $3.22bn, total liabilities of $2.68bn and shareholders' equity of $542m. It held $126m in cash against $596m of debt.
Balance sheet
| Fiscal year | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | 28 | 72 | 154 | 54 | 139 | 140 | 126 | 140 |
| Total assets | — | 1,355 | 1,654 | 2,312 | 2,751 | 3,040 | 3,224 | 3,495 |
| Long-term debt | — | — | — | 517 | 684 | 596 | 596 | 621 |
| Total debt | 0 | 0 | 0 | 517 | 684 | 596 | 596 | 621 |
| Total liabilities | — | 1,196 | 1,464 | 1,819 | 2,259 | 2,534 | 2,682 | 2,934 |
| Shareholders' equity | 158 | 160 | 189 | 493 | 491 | 506 | 542 | 561 |
| Shares outstanding | — | 17m | 17m | 25m | 24m | 24m | 24m | 24m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total assets | 3,016 | 3,040 | 3,090 | 3,154 | 3,157 | 3,224 | 3,301 | 3,495 |
| Long-term debt | 580 | 596 | 521 | 536 | 521 | 596 | 571 | 621 |
| Total debt | 580 | 596 | 521 | 536 | 521 | 596 | 571 | 621 |
| Total liabilities | 2,511 | 2,534 | 2,576 | 2,633 | 2,627 | 2,682 | 2,749 | 2,934 |
| Shareholders' equity | 505 | 506 | 514 | 521 | 530 | 542 | 551 | 561 |
| Shares outstanding | 24m | 24m | 24m | 24m | 24m | 24m | 24m | 24m |
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