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Citizens Financial Services Inc balance sheet

At the end of fiscal 2025, Citizens Financial Services Inc had total assets of $3.06bn, total liabilities of $2.73bn and shareholders' equity of $338m. It held $34.3m in cash against $309m of debt.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents3144302610112418191719691732653423439
Goodwill—1010101010212123232331313186868686
Total assets—8138798829159251,1631,2231,3621,4311,4661,8922,1442,3332,9753,0263,0653,192
Total debt00006742428011591858974257322298309394
Total liabilities—7447977938238251,0431,1001,2331,2911,3121,6971,9312,1332,6962,7262,7272,839
Shareholders' equity6269818992101120123129139155194212200280300338353

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Citizens Financial Services Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Citizens Financial Services Inc.