Encore Capital Group Inc cash flow statement

In fiscal 2025, Encore Capital Group Inc's operations generated $153m of cash; it spent $26.3m on capital projects, leaving free cash flow of $127m. It returned $90.4m through buybacks.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Encore Capital Group Inc: cash flow statement, annual
Fiscal year	2009Dec 2009	2010Dec 2010	2011Dec 2011	2012Dec 2012	2013Dec 2013	2014Dec 2014	2015Dec 2015	2016Dec 2016	2017Dec 2017	2018Dec 2018	2019Dec 2019	2020Dec 2020	2021Dec 2021	2022Dec 2022	2023Dec 2023	2024Dec 2024	2025Dec 2025	LTMJun 2026
Cash from operations	77	75	85	99	75	112	116	130	124	187	245	313	303	211	153	156	153	151
Depreciation and amortisation	3	3	5	6	14	27	33	35	40	41	41	43	50	46	42	32	29	28
Stock-based pay	4	6	8	9	13	17	22	13	10	13	13	17	18	15	14	14	18	20
Capital spending	5	3	6	6	13	23	29	32	28	67	40	35	33	37	25	29	26	26
Free cash flow	72	73	79	92	61	88	88	99	96	119	205	278	270	173	128	127	127	125
Free cash flow after stock pay	68	67	71	83	49	71	66	86	85	106	193	262	251	158	114	113	109	105
Share buybacks	—	—	—	49	1	17	33	0	0	—	0	0	391	87	0	0	90	—

US$ millions unless shown otherwise. Fiscal quarters.

Encore Capital Group Inc: cash flow statement, quarterly
Quarter	2024 Q3Sept 2024	2024 Q4Dec 2024	2025 Q1Mar 2025	2025 Q2Jun 2025	2025 Q3Sept 2025	2025 Q4Dec 2025	2026 Q1Mar 2026	2026 Q2Jun 2026
Cash from operations	46	24	45	10	82	17	82	−29
Depreciation and amortisation	8	9	7	7	7	7	7	7
Stock-based pay	4	2	3	5	4	5	5	6
Capital spending	6	9	7	6	6	7	5	8
Free cash flow	40	15	38	3	76	10	77	−38
Free cash flow after stock pay	36	13	35	−2	71	5	73	−44

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from Encore Capital Group Inc's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Encore Capital Group Inc.