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Encore Capital Group Inc income statement

In fiscal 2025, Encore Capital Group Inc reported revenue of $1.77bn, up 34.4% on the year before, operating income of $627m (a 35.4% margin) and net income of $257m, or $10.91 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2009Dec 20092010Dec 20102011Dec 20112012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue3163644495577731,0431,1301,1131,1461,3211,4061,5011,6141,3981,2231,3161,7691,901
General and administrative27304062110140191134158158148149138146145164166162
Operating income679412015519830828224232540544653463346217157627717
Interest expense1619212673167187198204237218209170153202253294296
Net interest income———10162828———————————
Income before tax5475991301211429857131156201283437311−180−96336392
Income tax2128385245492738524732708511626437991
Net income3349616975104457783116168212351195−206−139257302
Diluted EPS$1.37$1.95$2.37$2.69$2.87$3.77$1.69$2.96$3.15$4.06$5.33$6.68$11.26$7.46−$8.72−$5.83$10.91$13.20
Diluted shares (average)24m25m26m26m26m27m27m26m26m29m31m32m31m26m24m24m24m23m
EBITDA699812516121233631527636544748757668350958190655746

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Encore Capital Group Inc's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Encore Capital Group Inc.