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Fifth Third Bancorp (FITB) stock

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NYSE: FITB NYSE Regional Banks Next results ~January 19, 2027

D Fundamentals grade

Fifth Third Bancorp is a US-listed company in the regional banks industry. Its financial year ends in December.

Stock price today

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Third-party market data · may be delayed

Fair value per share

~$49

Valuation models combined (6)

Base case. Range ~$29–$57. Weighted average of 6 models (residual income, justified price-to-book, price-to-book vs return on equity (peers), price-to-book vs peers, forward price-to-earnings vs peers, dividend discount (two-stage)), the residual income counting double.

Price vs value

Modestly overvalued

The price is inside our value range, 13% above our base value.

Price used: $54.97, November 2, 2026

Who’s trading

What company insiders, investment funds and members of Congress have been doing with the stock, from their own filings.

Value diary

Our note on each quarter Fifth Third Bancorp files

Where Fifth Third Bancorp stands after its latest 10-Q

Revenue for the twelve months to June 2026 was $10.7bn, up 23.8% on a year earlier, faster than 14.1% a quarter earlier. The diluted share count is up 13.6% on a year earlier, which dilutes existing holders. Our valuation models combined value is $46.38 a share, against a share price of $52.15.

Source: 10-Q filed August 4, 2026 on SEC EDGAR · Financials · Valuation

Written from the company's filings and our models when each quarter's report arrives. Figures in older notes are as published at the time. Not investment advice.

The Fundamentalytics view

Next results ~January 19, 2027 (estimated)

Fifth Third Bancorp's trailing-twelve-month revenue grew 23.8% year on year, with a free-cash-flow margin of 28.1%. Where it stands out: change in growth rate of +9.7pp ranks 22 of 244 regional banks companies we cover. Where it lags: change in share count of 13.6% ranks 204 of 230 regional banks companies we cover.

Current signal Revenue growth accelerating: TTM revenue growth rose to 23.8% (+9.7pp vs the prior quarter).

Assembled from SEC-filed figures — the full workings are on this page and in our methodology. Observations, not recommendations.

Strengths

  • Fast growth. Revenue grew 23.8% over the last 12 months, against a median of 12.5% for regional banks companies we cover.
  • Growth speeding up. The growth rate is 9.7 points higher than a quarter earlier.
  • Strong cash generation. 28.1% of revenue turned into free cash flow.

Things to watch

  • Share dilution. Diluted shares rose 13.6% in a year.
  • Insiders selling. 6 insiders sold $14M of stock over the past 365 days and none bought (1% under pre-set trading plans).
  • Below peers: stock pay as % of revenue. Stock pay as % of revenue of 2.3% ranks 176 of 206 regional banks companies we cover (median 1.3%).
  • Missing expectations. Earnings per share fell short of the consensus estimate in 2 of the last four quarters.

Latest results: FY2026 Q2

Filed August 4, 2026
Earnings per share
$0.90 against an average estimate of $0.82: beat by 9.7%
Revenue
$3.27bn, up 45.8% on a year earlier
Share reaction
+4.1% in the first session after the results on October 19, 2026, against +0.8% for the S&P 500
Next report
January 19, 2027; average EPS estimate $1.22

Fifth Third Bancorp's figures from its SEC filings and results release; estimates are the analysts' average. Not a recommendation.

Price chart

  • 1 day+2.0%
  • 1 week+3.5%
  • 1 month+8.1%
  • This year+20.3%
  • 1 year+36.5%
  • 5 years+48.5%
  • S&P 500 this year+11.2%

Closing prices to 2026-11-02. Price change only, dividends excluded.

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Third-party market data · may be delayed

At a glance

Trailing twelve months, from SEC filings

Profitability

Revenue (TTM)
$10.7B
Net margin
21.8%
EPS (TTM, diluted)
$3.04

Growth

Revenue growth
+23.8%
Change in growth rate
+9.7 pts
Share count change
+13.6%

Earnings

Last results
October 19, 2026
Next results (est.)
January 19, 2027

News & updates

Updated October 31, 2026

Company announcements, filed results and changes that matter to shareholders.

  1. Announcement
  2. Announcement
  3. Results
  4. Leadership
  5. Announcement
  6. Announcement
  7. Product
  8. Partnership
  9. Financing
  10. Announcement
  11. Results
  12. Announcement
  13. Announcement
  14. Announcement
  15. Announcement
  16. Results

Refreshed hourly when new source data is available. Summaries are checked against company releases and SEC filings. Company announcement headlines are labelled when a checked summary is unavailable.

Fundamentalytics rating

model v1.6 · 2026-11-03
Hold12-month view
12-month price target
~$49
Price used
$54.49close November 3, 2026
Implied change
▼ 11%
Uncertainty
Medium

How we got here: the combined value of 6 valuation models built for a business like Fifth Third Bancorp (see the models table below and how they are combined) , with a 8.79% cost of equity. The models span ~$29–~$57; that spread sets a 25% margin before we rate Buy or Sell.

Produced by Fundamentalytics' automated valuation model on November 3, 2026, using delayed market prices. Rating meanings, methodology and conflicts: recommendations disclosure and research disclaimer. General research, not personal advice — it does not consider your circumstances. Prices can fall as well as rise.

Valuation models

We value Fifth Third Bancorp as a bank or lender, with every model that fits that kind of business. Cost of equity 8.8%: the 10-year Treasury yield (4.9%) plus a beta of 0.86 times a 4.5% equity risk premium.

Value per share by model
Model Value per share In the combined value?
Residual income Book value plus the present value of returns above the cost of equity, fading over ten years. ~$50 ~$37–$69 Primary model, counts double
Justified price-to-book Book value times (return on equity - growth) / (cost of equity - growth): steady-state returns. ~$57 ~$48–$68 Included
Price-to-book vs return on equity (peers) The price-to-book that peers with this return on equity trade on, from a line fitted across peers. ~$52 ~$32–$71 Included
Price-to-book vs peers Book value per share times peers' typical (harmonic-mean) price-to-book. ~$29 ~$37–$56 Included
Forward price-to-earnings vs peers Next year's consensus earnings per share times peers' typical (harmonic-mean) forward price-to-earnings. Uses analysts' consensus estimates (third-party data), not our forecasts. ~$47 ~$45–$57 Included
Dividend discount (two-stage) Dividends for five years at the growth the business can fund, then a steady payout and growth. ~$56 ~$46–$69 Included
Combined value Weighted average of the models that apply: the primary model (residual income) counts double. Models more than 5x or less than 0.2x the share price, or more than 3x away from the other models' median, are left out. ~$49 ~$29–$57 6 models

Different models fail in different ways, so where several apply we average them rather than trust one. Peer-based models compare Fifth Third Bancorp with banks and lenders in our coverage, using third-party market data. Model values are estimates under stated assumptions, updated as new filings arrive; not price targets or investment advice. How each model works.

Moat

74 /100

Strong moat

How hard Fifth Third Bancorp's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

  • Returns on capital 14 / 20

    Net income has been a median 1.1% of total assets over 10 years.

  • Durability 19 / 20

    Net margin has been a median 28.0%; its worst year was 19.1%.

  • Discipline 14 / 20

    The diluted share count rose 7.1% over five years; stock-based pay has been a median 1.9% of revenue.

AI disruption exposure: Medium. In this industry, AI could change how the product is made or sold, without replacing the core asset. The score above includes a 5-point deduction for that exposure (79 before it).

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Forecasts and guidance

Next results: January 19, 2027, before the open. Analysts expect revenue of $3.4bn and EPS of $1.22 (range $1.17 to $1.26) for the quarter.

Analysts' consensus

Fifth Third Bancorp: consensus estimates
Fiscal yearEPSGrowthRevenueGrowth
Current $3.05 −14% $12.9bn +42%
Next $4.88 +60% $14.1bn +9%

Next year's EPS estimate has moved −0.1% in 90 days, across 16 analysts.

How the EPS forecast has moved

The consensus EPS forecast for the current fiscal year is +0.4% on 90 days ago. In the last 30 days, 7 analysts raised Fifth Third Bancorp's forecast and 5 cut it.

Consensus EPS forecast Fifth Third Bancorp, last 90 days
$3.00 $3.50 $4.00 $4.50 $5.00 90 days ago 60 days ago 30 days ago 7 days ago Now Current fiscal year, 90 days ago: $3.04 Current fiscal year, 60 days ago: $3.07 Current fiscal year, 30 days ago: $3.07 Current fiscal year, 7 days ago: $3.05 Current fiscal year, Now: $3.05 $3.05 Next fiscal year, 90 days ago: $4.88 Next fiscal year, 60 days ago: $4.89 Next fiscal year, 30 days ago: $4.88 Next fiscal year, 7 days ago: $4.88 Next fiscal year, Now: $4.88 $4.88

Average of analysts' published estimates (third-party data).

View chart data
Period Current fiscal yearNext fiscal year
90 days ago $3.04$4.88
60 days ago $3.07$4.89
30 days ago $3.07$4.88
7 days ago $3.05$4.88
Now $3.05$4.88

Earnings against estimates

Fifth Third Bancorp: reported EPS against the consensus estimate
Quarter toEstimateActualSurprise
Sept 2026 $0.82 $0.90 +9.7%
Jun 2026 $0.84 $0.83 −1.2%
Mar 2026 $0.22 $0.15 −32.2%
Dec 2025 $0.99 $1.04 +4.9%

Adjusted EPS as companies report it, against the average analyst estimate.

Management guidance

Earnings release, October 19, 2026

No numeric guidance in Fifth Third Bancorp's latest earnings release (filed October 19, 2026). Some companies give their outlook only on the earnings call.

Analyst recommendations

22 analysts, Oct 2026
Buy1882%
Hold418%
Sell00%

Monthly trend

  1. Oct 2026414422
  2. Sep 2026412521
  3. Aug 2026411621
  4. Jul 2026411621

Counts of recommendations published by analysts covering Fifth Third Bancorp, by month. Source: Aggregated broker recommendations (third-party data). Aggregated counts only: we do not reproduce any firm's recommendation or price target, and these are not Fundamentalytics ratings.

Positioning

Short interest
0.0%
of tradable shares
Days to cover
0
at average volume
Short interest, 1 month
−100%
to October 15, 2026
Held by institutions
93%
of shares
Held by insiders
0.4%
of shares
Employees
25,069
full time

Consensus figures average analysts' published estimates (third-party data); guidance is the company's own. Neither is our forecast. Short interest is reported twice a month and lags. Market data may be delayed.

This section is general information, not investment advice or a personal recommendation, and it does not take account of your objectives or circumstances. Forecasts and guidance are estimates, not promises: companies miss their own guidance and analysts' figures are often revised. Prices can fall as well as rise, and you can lose money. See our disclaimer.

Share-price performance

Market data may be delayed

What moved the share price

Last 12 months +36.5%

$40.28 on October 31, 2025 to $54.97

Fifth Third Bancorp: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $8.7bn $10.7bn +23.8%
Net margin 26.9% 21.8% −18.9%
P/E multiple 11.7x 18.1x +54.3%
Share count 679m 772m −11.9%

Biggest factor: p/e multiple.

Last 3 years +131.2%

$23.77 on November 3, 2023 to $54.97

Fifth Third Bancorp: share-price change split into its parts
PartThenNowEffect
Revenue (last 12 months) $8.9bn $10.7bn +21.0%
Net margin 28.7% 21.8% −23.9%
P/E multiple 6.4x 18.1x +180.5%
Share count 691m 772m −10.4%

Biggest factor: p/e multiple.

The effects multiply back to the price change exactly. Results are the last 12 months as known on each date (filings assumed public 45 days after quarter end).

Return and risk by year

Fifth Third Bancorp: yearly return, monthly win rate and worst fall against the S&P 500
Calendar year 202120222023202420252026 to date
Return
FITB+63%−22%+10%+27%+15%+20%
Industry peers (median)+34%−4%−2%+16%+10%+24%
S&P 500+29%−18%+26%+25%+18%+11%
Months that ended higher
FITB75%58%50%67%58%55%
S&P 50075%42%67%75%75%46%
Largest fall from a high during the year
FITB−19%−37%−38%−13%−25%−21%
S&P 500−5%−25%−10%−8%−19%−9%

Worst fall since November 2, 2015: 64% from May 16, 2018 to March 18, 2020. Getting back needed a 178% gain, reached on January 7, 2021, 295 days after the low.

Price behaviour

52-week range
$39.79 – $58.88
From 52-week high
−6.6%
vs 50-day average
+4.7%
vs 200-day average
+7.0%
Volatility (1 year)
25%
Beta vs S&P 500
0.74

Volatility is the annualised standard deviation of daily returns. Beta 1.5 means the shares typically moved 1.5% for each 1% move in the S&P 500 over the past year. Prices to November 2, 2026.

Share price after results

Next day
7 up, 5 down
typical move ±3.5%
After a week
9 up, 3 down
typical move ±3.7%
After a month
7 up, 4 down
typical move ±4.6%
Fifth Third Bancorp: share-price change after each results release
Results releasedNext dayS&P 500 next day5 days21 days
October 19, 2026 +4.1% +0.8% +5.4% —
July 17, 2026 −3.3% −1.1% −3.3% −3.0%
April 17, 2026 +2.9% +1.0% +0.3% −3.2%
January 20, 2026 +7.5% −0.9% +3.4% +7.6%
October 17, 2025 +3.6% +1.6% +5.6% +1.9%
July 17, 2025 0.0% +0.5% −0.8% −1.3%
April 17, 2025 −3.1% −2.2% +2.6% +14.9%
January 21, 2025 −0.9% +1.5% +1.0% −1.6%
October 18, 2024 −4.4% +0.2% −4.7% +3.2%
July 19, 2024 +1.6% +0.4% +5.1% +2.1%
April 19, 2024 +6.8% 0.0% +7.8% +10.3%
January 19, 2024 +4.0% +1.5% +4.9% +1.7%

From the close before the release date to the close 1, 5 and 21 trading days after it, so releases before the open and after the close are both captured. Past moves don't predict future ones.

Options strategies

All options ideas

How Fifth Third Bancorp’s listed options are priced, and three ways to use them that follow from our valuation. Quotes are delayed, read November 2, 2026. Check the live chain at your broker before trading.

Implied vs realised volatility

Options look rich

Option prices imply clearly more movement than the shares have shown. That strengthens the case for selling options.

  • Implied is 1.55× the last 60 days’ realised volatility , richer than 96% of the 229 stocks we screen today.
  • Calls are priced 7 points richer than puts (25-delta): demand for upside is high, which favours selling calls over puts.
  • Why: implied is 1.55x 60-day realised, above 1-year realised, and in the top 20% of our coverage today.

Our rule for “rich”: implied at least 1.2× 60-day realised (beyond measurement noise), above 1-year realised (not just a calm spell), and in the top 20% of our coverage that day. Never with results inside the option’s life. These are our conventions, built on research showing option prices usually imply more movement than follows, most when the gap is wide. How we judge this.

Cash-secured put

Not offered: fundamentals grade D (needs B+ or better).

We suggest selling a put only on well-rated companies, at a strike where the price you would pay if assigned (strike less premium) is at or below our fair value.

FITB Fifth Third Bancorp Grade D $54.81

Own 100 shares, sell the $55.00 call expiring December 18, 2026 (46 days) for $2.00 a share — $200 per contract.

Previous session · Bid $2.00, ask $2.50, quoted Mon 2 Nov, 17:23 New York time with FITB at $54.81. Option prices move with the shares: check the live chain at your broker before trading.

  • If FITB ends below $55.00: you keep your shares and the $200 — 3.6% extra on the position, 29.0% a year at that pace.
  • If it ends above $55.00: your shares are sold at $55.00, a total return of 4.0% including the premium — at or above our value of ~$48.
$220 $0 −$1.1k Our value $48.00 Break-even $52.81 Price $54.81
Profit or loss per contract at expiry, by share price (including the shares bought at today's price).
Premium
$200
Annualised
29.0%
Break-even
$52.81
Max gain
$219.5
Chance of selling
~53%

Collar

Not offered: no liquid put and call pair for the same expiry.

For holders of a stock trading at or above our fair value: buy a put for a floor and sell a call to pay for it.

General research, not personal advice. Options can lose you more than you expect and are not suitable for everyone: put sellers can be made to buy shares that keep falling, call sellers give up gains above the strike, and results or news can move prices sharply. Chances shown are approximations from each option’s delta. Spreads, fees and early assignment are not modelled.

Fifth Third Bancorp in five measures

Fundamentals grade D
Growth Profitability Cash Balance sheet Value

Growth, profitability, cash generation and balance sheet are percentiles against the companies we cover in the same industry, from SEC filings (100 = best). Value compares the share price with our modelled value range (50 = at our base value; higher = cheaper). A description of reported data and our model — not a quality score or advice.

Fundamentals

Revenue (TTM) Fifth Third Bancorp
$8B $9B $10B $11B FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue (TTM), FY23 Q3: $8.9B Revenue (TTM), FY23 Q4: $8.7B Revenue (TTM), FY24 Q1: $8.6B Revenue (TTM), FY24 Q2: $8.5B Revenue (TTM), FY24 Q3: $8.5B Revenue (TTM), FY24 Q4: $8.5B Revenue (TTM), FY25 Q1: $8.5B Revenue (TTM), FY25 Q2: $8.7B Revenue (TTM), FY25 Q3: $8.8B Revenue (TTM), FY25 Q4: $9B Revenue (TTM), FY26 Q1: $9.7B Revenue (TTM), FY26 Q2: $10.7B $10.7B

Source: SEC EDGAR filings. Retrieved October 20, 2026.

View chart data
Period Revenue (TTM)
FY23 Q3 $8.9B
FY23 Q4 $8.7B
FY24 Q1 $8.6B
FY24 Q2 $8.5B
FY24 Q3 $8.5B
FY24 Q4 $8.5B
FY25 Q1 $8.5B
FY25 Q2 $8.7B
FY25 Q3 $8.8B
FY25 Q4 $9B
FY26 Q1 $9.7B
FY26 Q2 $10.7B
Revenue growth, TTM YoY Fifth Third Bancorp
-10% 0% 10% 20% 30% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 Revenue growth, TTM YoY, FY23 Q3: 10.0% Revenue growth, TTM YoY, FY23 Q4: 4.0% Revenue growth, TTM YoY, FY24 Q1: -1.4% Revenue growth, TTM YoY, FY24 Q2: -4.4% Revenue growth, TTM YoY, FY24 Q3: -4.4% Revenue growth, TTM YoY, FY24 Q4: -2.7% Revenue growth, TTM YoY, FY25 Q1: -0.9% Revenue growth, TTM YoY, FY25 Q2: 2.2% Revenue growth, TTM YoY, FY25 Q3: 4.5% Revenue growth, TTM YoY, FY25 Q4: 6.4% Revenue growth, TTM YoY, FY26 Q1: 14.1% Revenue growth, TTM YoY, FY26 Q2: 23.8% 23.8%

Source: SEC EDGAR filings. Retrieved October 20, 2026.

View chart data
Period Revenue growth, TTM YoY
FY23 Q3 10.0%
FY23 Q4 4.0%
FY24 Q1 -1.4%
FY24 Q2 -4.4%
FY24 Q3 -4.4%
FY24 Q4 -2.7%
FY25 Q1 -0.9%
FY25 Q2 2.2%
FY25 Q3 4.5%
FY25 Q4 6.4%
FY26 Q1 14.1%
FY26 Q2 23.8%
FCF margin (TTM) Fifth Third Bancorp
0% 20% 40% 60% FY23 Q3 FY24 Q2 FY25 Q1 FY26 Q2 FCF margin (TTM), FY23 Q3: 45.6% FCF margin (TTM), FY23 Q4: 46.1% FCF margin (TTM), FY24 Q1: 36.4% FCF margin (TTM), FY24 Q2: 39.7% FCF margin (TTM), FY24 Q3: 54.3% FCF margin (TTM), FY24 Q4: 28.4% FCF margin (TTM), FY25 Q1: 37.6% FCF margin (TTM), FY25 Q2: 43.6% FCF margin (TTM), FY25 Q3: 33.0% FCF margin (TTM), FY25 Q4: 43.6% FCF margin (TTM), FY26 Q1: 16.1% FCF margin (TTM), FY26 Q2: 28.1% 28.1%

Source: SEC EDGAR filings. Retrieved October 20, 2026.

View chart data
Period FCF margin (TTM)
FY23 Q3 45.6%
FY23 Q4 46.1%
FY24 Q1 36.4%
FY24 Q2 39.7%
FY24 Q3 54.3%
FY24 Q4 28.4%
FY25 Q1 37.6%
FY25 Q2 43.6%
FY25 Q3 33.0%
FY25 Q4 43.6%
FY26 Q1 16.1%
FY26 Q2 28.1%

Data: SEC EDGAR XBRL company facts (as filed in 10-K/10-Q); forms 10-K, 10-Q. Generated November 3, 2026. Definitions in our methodology.

Where the money goes

FY2025, from the 10-K

What Fifth Third Bancorp earned on its loans and securities in FY2025, what it paid depositors and lenders, and how its revenue split between running costs, credit losses, tax and profit.

  1. Interest income $9.9B
  2. Fee and other income $3B · 33.7%
  3. Interest paid $3.9B
  4. Net interest income $6B · 66.3%
  5. Revenue $9B
  6. Non-interest expense $5.1B · 57.0%
  7. Credit-loss provisions $662M · 7.3%
  8. Pre-tax profit $3.2B · 35.6%
  9. Income tax $689M · 7.6%
  10. Net income $2.5B · 28.0%
Where Fifth Third Bancorp's revenue went, FY2025
Interest income $9.9B
Fee and other income $3B 33.7% of revenue
Interest paid $3.9B
Net interest income $6B 66.3% of revenue
Revenue $9B
Non-interest expense $5.1B 57.0% of revenue
Credit-loss provisions $662M 7.3% of revenue
Pre-tax profit $3.2B 35.6% of revenue
Income tax $689M 7.6% of revenue
Net income $2.5B 28.0% of revenue

Shares of revenue. Source: Fifth Third Bancorp's 10-K for FY2025, as filed with the SEC.

Financial statements

US$ billions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fifth Third Bancorp: annual financial statements
Fiscal year 2009 Dec 2009 2010 Dec 2010 2011 Dec 2011 2012 Dec 2012 2013 Dec 2013 2014 Dec 2014 2015 Dec 2015 2016 Dec 2016 2017 Dec 2017 2018 Dec 2018 2019 Dec 2019 2020 Dec 2020 2021 Dec 2021 2022 Dec 2022 2023 Dec 2023 2024 Dec 2024 2025 Dec 2025 LTM Jun 2026
Income
Revenue 8.1 6.3 6.0 6.6 6.8 6.1 6.5 6.3 7.0 6.9 8.3 7.6 7.9 8.4 8.7 8.5 9.0 10.7
Net income 0.7 0.8 1.3 1.6 1.8 1.5 1.7 1.5 2.2 2.2 2.5 1.4 2.8 2.4 2.3 2.3 2.5 2.3
Diluted EPS $0.67 $0.63 $1.18 $1.66 $2.02 $1.66 $2.01 $1.91 $2.81 $3.06 $3.33 $1.83 $3.73 $3.35 $3.22 $3.14 $3.53 $3.04
Growth (year on year)
Revenue +25.9% −22.2% −5.1% +9.7% +2.9% −10.8% +8.0% −3.4% +11.3% −1.3% +20.2% −8.7% +3.6% +6.2% +4.0% −2.6% +6.3% +23.8%
Net income — +2.2% +72.2% +21.5% +16.5% −19.3% +15.6% −9.6% +40.9% +0.6% +14.5% −43.2% +94.1% −11.7% −4.0% −1.5% +9.0% +0.4%
Diluted EPS — −6.0% +87.3% +40.7% +21.7% −17.8% +21.1% −5.0% +47.1% +8.9% +8.8% −45.0% +103.8% −10.2% −3.9% −2.5% +12.4% −11.6%
Margins
Net margin 9.1% 11.9% 21.6% 23.9% 27.0% 24.5% 26.2% 24.5% 31.0% 31.6% 30.1% 18.7% 35.1% 29.2% 27.0% 27.3% 28.0% 21.8%
Free-cash-flow margin 44.5% 48.6% 34.0% 33.3% 63.7% 30.7% 34.5% 30.2% 18.2% 38.4% 19.0% 0.9% 30.4% 72.6% 46.1% 28.4% 43.6% 28.1%
Cash flow
Cash from operations 3.8 3.3 2.4 2.6 4.6 2.1 2.4 2.1 1.5 2.9 1.8 0.4 2.7 6.4 4.5 2.8 4.5 3.7
Capital spending 0.2 0.2 0.3 0.4 0.3 0.2 0.2 0.2 0.2 0.2 0.2 0.3 0.3 0.3 0.5 0.4 0.6 0.6
Free cash flow 3.6 3.1 2.0 2.2 4.3 1.9 2.3 1.9 1.3 2.7 1.6 0.1 2.4 6.1 4.0 2.4 3.9 3.0
Stock-based pay 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.2 0.2
Free cash flow after stock pay 3.6 3.0 2.0 2.1 4.2 1.8 2.2 1.8 1.2 2.5 1.4 −0.1 2.3 5.9 3.8 2.2 3.8 2.8
Balance sheet
Cash — — — — — — — — — 2.7 3.3 3.1 3.0 3.5 3.1 3.0 3.5 4.4
Total debt 11.9 11.1 12.9 13.4 11.0 16.5 17.3 17.9 18.9 15.0 16.0 16.2 12.8 18.6 19.2 19.0 14.5 22.3
Net debt (negative = net cash) — — — — — — — — — 12.3 12.7 13.0 9.8 15.1 16.1 16.0 11.0 17.9
Diluted shares 726m 799m 950m 946m 895m 843m 808m 764m 741m 685m 720m 720m 711m 695m 688m 687m 673m 772m
Returned to shareholders
Dividends 0.0 0.0 0.2 0.3 0.4 0.4 0.4 0.4 0.4 0.6 0.8 0.9 0.9 0.9 1.1 1.2 1.2 1.3
Buybacks 0.0 — — — 1.3 0.7 0.9 0.7 1.6 1.5 1.8 0.0 1.4 0.1 0.2 0.6 0.5 0.3
Total returned 0.0 0.0 0.2 0.3 1.7 1.1 1.3 1.1 2.0 2.0 2.5 0.9 2.3 1.0 1.3 1.8 1.7 1.6

Source: SEC EDGAR XBRL company facts (US and foreign periodic filings); column headings link to the filing. EBITDA is operating income plus depreciation and amortisation. Free cash flow is cash from operations minus capital spending. Growth is left blank when last year's figure was a loss or under 2% of revenue. Share counts and EPS are restated for stock splits. A dash means the company didn't report the figure.

Dividends, buybacks and capital spending

FY2026 Q2 TTM
Buybacks (TTM)
$300M
Dividends (TTM)
$1.3B
Returned to shareholders
53%
of free cash flow
Buybacks, last 3 fiscal years
$1.4B
Diluted share count
+13.6%
year over year
Total shareholder yield
3.2%
dividends 2.6% + buybacks 0.6% of market value
Dividend payout ratio
55%
of net income paid out

Competitors: side by side with peers

Closest by revenue in regional banks
Growth, margins and cash generation against peers
Last 12 months unless stated FITB HBAN MTB FCNCA CFG KEY Median
Revenue, last 12 months $10.7bn $10.4bn $10.0bn $9.6bn $8.9bn $7.8bn $255m
Revenue growth, last 12 months 23.8% 30.6% 5.8% 0.9% 10.6% 51.1% 12.5%
Revenue growth, 3-year average 6.6% 10.9% 0.7% −15.9% 1.9% 3.3% 6.0%
Revenue growth, latest quarter 45.8% 30.8% 5.7% 2.5% 9.6% 6.7% 10.7%
Net margin 21.8% 24.0% 30.4% 24.5% 25.4% 26.0% 28.7%
Cash from operations / revenue 34.1% 32.3% 38.2% 33.1% 14.1% 16.8% 34.3%
Free-cash-flow margin 28.1% 28.1% 35.0% 25.6% 9.3% 15.3% 31.4%
Free-cash-flow margin, 3-year average 37.1% 26.6% 35.0% 26.0% 20.1% 24.0% 29.9%
Stock pay / revenue 2.3% 1.7% 1.4% −0.0% 1.3% 1.7% 1.2%
Change in share count 13.6% 27.6% −8.0% −11.7% −2.4% 6.2% 0.4%

Median of all 245 companies we cover in regional banks. Shaded: best of the six on that line (lowest for stock pay and share-count growth). 3-year figures average the last three 12-month periods; 3-year growth is compound annual. Source: SEC filings.

Peer comparison

245 regional banks companies
Measures ranked against peers
Measure Company Peer median Rank
Revenue growth Growth 23.8% 12.5% 58 of 245
Change in growth rate Growth +9.7pp +0.0pp 22 of 244
Net margin Profitability 21.8% 28.7% 183 of 245
Stock pay as % of revenue Cash generation 2.3% 1.3% 176 of 206
Change in share count Balance sheet 13.6% 0.4% 204 of 230

Rank 1 = best in the group (for spending, debt and dilution, lower ranks first).

Reported value
$46.6B
Institutions reporting
1,290
Shares held vs prior quarter
▲ 3.9%
Positions opened / closed
142 / 77

Top buyers and sellers, Q2 2026: 661 institutions bought and 485 sold ; the biggest buyer was Morgan Stanley (+4.6M shares) and the biggest seller Price T Rowe Associates Inc (−7.1M). See which funds bought and sold →

Largest reported holders, June 30, 2026
Manager Value Shares Share of 13F value Shares QoQ
Blackrock, Inc. $4.7B 82.9M 10.0% ▲ 2.6%
Vanguard Capital Management LLC $3.3B 59.2M 7.2% ▲ 1.3%
Vanguard Portfolio Management LLC $2.7B 47.6M 5.8% ▲ 1.3%
State Street Corp $2.4B 41.6M 5.1% ▲ 2.5%
Capital World Investors $2.2B 39.2M 4.7% ▲ 0.4%
Price T Rowe Associates Inc $2.2B 39.1M 4.7% ▼ 15.3%
Jpmorgan Chase & Co $1.7B 30.0M 3.6% ▼ 0.8%
Morgan Stanley $1.7B 29.4M 3.5% ▲ 18.6%
Charles Schwab Investment Management Inc $1.7B 29.4M 3.5% ▲ 10.9%
Invesco Ltd. $1.5B 25.8M 3.1% ▼ 1.6%
Geode Capital Management, LLC $1.4B 24.5M 2.9% ▼ 1.8%
Wellington Management Group LLP $1.3B 23.7M 2.9% ▲ 20.2%

From Form 13F filings with the SEC ( quarterly data sets), as reported by each manager for June 30, 2026 and filed up to 45 days later. 13F reports cover long US-listed positions of managers above $100M only, so this is not Fifth Third Bancorp's complete shareholder register. Values are as reported by the filers ; 7 inconsistently scaled filing rows were excluded.

Insider trading activity

Full insider history and chart
Recent insider open-market transactions
Insider Date Trade Shares Price Value
Burkhart Megan D EVP & Chief HR Officer October 29, 2026 Sell 398 $53.45 $21,248
Spence Timothy Chair, CEO & President October 29, 2026 Sell 8,257 $54.50 $450,007
Schramm Jude EVP & CIO October 26, 2026 Sell 4 $53.26 $213
Schramm Jude EVP & CIO October 26, 2026 Sell 910 $53.24 $48,453
Schramm Jude EVP & CIO October 26, 2026 Sell 300 $53.23 $15,970
Schramm Jude EVP & CIO October 26, 2026 Sell 372 $53.23 $19,802
Schramm Jude EVP & CIO October 26, 2026 Sell 500 $53.23 $26,612
Schramm Jude EVP & CIO October 26, 2026 Sell 200 $53.22 $10,644
Schramm Jude EVP & CIO October 26, 2026 Sell 200 $53.22 $10,643
Schramm Jude EVP & CIO October 26, 2026 Sell 200 $53.21 $10,642
Schramm Jude EVP & CIO October 26, 2026 Sell 300 $53.19 $15,957
Schramm Jude EVP & CIO October 26, 2026 Sell 200 $53.19 $10,637

From insiders' Form 4 filings with the SEC. Excludes awards, option exercises and shares withheld for tax. "Pre-set plan" means the filing marks the trade as made under a Rule 10b5-1 plan. See every insider trade since five years ago, on a price chart.

Trades by members of Congress

All 24 trades and filings

In the last 12 months, 2 members of Congress disclosed 3 purchases and 3 sales of Fifth Third Bancorp shares.

  • David J. Taylor(R-OH 2):Purchase, $1,001 - $15,000, traded October 9, 2026, filed October 15, 2026
  • David J. Taylor(R-OH 2):Purchase, $1,001 - $15,000, traded August 26, 2026, filed September 5, 2026
  • David J. Taylor(R-OH 2):Sale (full), $1,001 - $15,000, traded July 24, 2026, filed August 6, 2026

Value ranges as filed; reports can arrive up to 45 days after a trade.

Earnings dates and SEC filings

Results announcements

Next expected around January 19, 2027 estimated from the company's past filing pattern, not announced

  • October 19, 2026
  • July 17, 2026
  • April 17, 2026
  • January 20, 2026
  • October 17, 2025
  • July 17, 2025

Recent SEC filings

Data status

When each part of this page on Fifth Third Bancorp was last updated.

DataLast updatedSource
Share priceExchange closing prices
Financial statementsSEC 10-K and 10-Q filings
News and updatesCompany releases and SEC 8-K filings
Analyst estimatesAggregated analyst estimates
Valuation and scoresOur models, from the filed figures

How we build and check these figures: methodology and data sources.

Fifth Third Bancorp in brief

What does Fifth Third Bancorp do?
Fifth Third Bancorp is a US-listed company in the regional banks industry. Its financial year ends in December.
What is Fifth Third Bancorp's stock ticker?
Fifth Third Bancorp trades under the ticker FITB on NYSE. This page brings together its financial statements, valuation models, ownership and recent company updates.
What is Fifth Third Bancorp's revenue, and how fast is it growing?
Over its most recent trailing twelve months, Fifth Third Bancorp reported revenue of $10.7B, 23.8% higher than a year earlier, according to its SEC filings.
What is Fifth Third Bancorp's free cash flow?
Fifth Third Bancorp's free-cash-flow margin is 28.1% of revenue over the trailing twelve months.
Who are Fifth Third Bancorp's largest institutional shareholders?
By value reported in 13F filings for June 30, 2026, the largest reported holders are Blackrock, Inc., Vanguard Capital Management LLC and Vanguard Portfolio Management LLC. 13F reports cover long US-listed positions of managers above $100M, filed up to 45 days after quarter end.
Is Fifth Third Bancorp buying back stock, and does it pay a dividend?
Fifth Third Bancorp spent $300M on share repurchases over the trailing twelve months, and its diluted share count still rose 13.6% over the year.
What is Fifth Third Bancorp's market cap?
On November 2, 2026, Fifth Third Bancorp's market capitalisation was about $42.4B, with a price-to-earnings ratio of 18.1 and net debt of $17.9B. Market figures come from third-party market data and may be delayed.
Does Fifth Third Bancorp pay a dividend?
Yes: Fifth Third Bancorp paid $1.3B in dividends over the trailing twelve months, a dividend yield of 2.59% and a payout ratio of 55.1%.
Who are Fifth Third Bancorp's competitors?
In our Regional Banks peer group, the companies closest to Fifth Third Bancorp are Huntington Bancshares, M&T Bank, First Citizens Bancshares Inc, Citizens Financial Group and KeyCorp. The side-by-side comparison below sets their revenue, margins and growth against Fifth Third Bancorp's.
Are insiders buying or selling Fifth Third Bancorp stock?
Over the last 12 months, Fifth Third Bancorp's directors and officers reported 0 open-market purchases and 54 sales on Form 4. The insider trading page charts every trade.
When is Fifth Third Bancorp's next earnings date?
Around January 19, 2027, estimated from the spacing of its past results announcements (8-K filings). That is an estimate, not a confirmed date — Fifth Third Bancorp announces its own schedule.