Jiayin Group Inc. income statement
In fiscal 2025, Jiayin Group Inc. reported revenue of $866m, up 7.4% on the year before, operating income of $250m (a 28.9% margin) and net income of $214m, or $4.09 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 333 | 437 | 323 | 188 | 276 | 487 | 773 | 806 | 866 |
| Research and development | 27 | 28 | 29 | 22 | 22 | 32 | 42 | 52 | 59 |
| Selling and marketing | 131 | 110 | 88 | 54 | 102 | 161 | 217 | 266 | 338 |
| General and administrative | 14 | 23 | 33 | 22 | 26 | 29 | 30 | 31 | 42 |
| Operating income | 102 | 104 | 77 | 44 | 67 | 176 | 188 | 173 | 250 |
| Provision for credit losses | — | — | — | — | — | 0 | 1 | −1 | −0 |
| Income before tax | 104 | 107 | 82 | 53 | 91 | 198 | 219 | 180 | 261 |
| Income tax | 24 | 14 | 5 | 16 | 19 | 23 | 35 | 33 | 47 |
| Net income | 80 | 93 | 76 | 37 | 73 | 176 | 183 | 147 | 214 |
| Diluted EPS | $1.60 | $1.85 | $1.45 | $0.68 | $1.35 | $3.26 | $3.43 | $2.76 | $4.09 |
| Diluted shares (average) | 50m | 50m | 53m | 54m | 54m | 54m | 53m | 53m | 52m |
| EBITDA | 102 | 106 | 80 | 47 | 69 | 178 | 190 | 176 | 260 |
Compare with peers
- Yiren Digital Ltd. income statement
- Oportun Financial Corp income statement
- Lufax Holding Ltd income statement
- Happen, Inc. income statement
- X Financial income statement
Head to head: JFIN vs YRDJFIN vs OPRTJFIN vs LU
More: Consumer Finance stocks compared, Financials sector, rankings of US companies