Oportun Financial Corp income statement
In fiscal 2025, Oportun Financial Corp reported revenue of $957m, down 4.5% on the year before and net income of $25.2m, or $0.53 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMJun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 361 | 498 | 600 | 584 | 627 | 953 | 1,057 | 1,002 | 957 | 948 |
| Selling, general and administrative | 17 | 11 | 15 | 20 | 37 | 59 | 72 | 53 | 34 | 30 |
| Non-interest expense | 224 | 287 | 362 | 393 | 468 | 716 | — | — | — | — |
| Provision for credit losses | 98 | 16 | −4 | 0 | — | — | — | — | — | — |
| Income before tax | 2 | 170 | 84 | −58 | 63 | −75 | −254 | −115 | 44 | 40 |
| Income tax | 12 | 47 | 23 | −13 | 15 | 2 | −74 | −36 | 19 | 21 |
| Net income | −10 | 123 | 62 | −45 | 47 | −78 | −180 | −79 | 25 | 19 |
| Diluted EPS | −$1.41 | $1.49 | $0.40 | −$1.65 | $1.56 | −$2.37 | −$4.88 | −$1.95 | $0.53 | $0.40 |
| Diluted shares (average) | 7m | 11m | 11m | 27m | 30m | 33m | 37m | 40m | 48m | 49m |
| Quarter | 2024 Q3Sept 2024 | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 250 | 251 | 236 | 234 | 239 | 248 | 229 | 233 |
| Selling, general and administrative | 13 | 6 | 7 | 10 | 11 | 6 | 7 | 6 |
| Income before tax | −39 | 4 | 13 | 10 | 14 | 7 | 4 | 16 |
| Income tax | −10 | −5 | 3 | 3 | 9 | 3 | 1 | 7 |
| Net income | −30 | 9 | 10 | 7 | 5 | 3 | 2 | 9 |
| Diluted EPS | −$0.75 | $0.26 | $0.21 | $0.14 | $0.11 | $0.07 | $0.05 | $0.17 |
Compare with peers
- Jiayin Group Inc. income statement
- Happen, Inc. income statement
- X Financial income statement
- Yiren Digital Ltd. income statement
- Lufax Holding Ltd income statement
Head to head: JFIN vs OPRTHAPN vs OPRTOPRT vs XYF
More: Consumer Finance stocks compared, Financials sector, rankings of US companies