Coffee Holding Co Inc key statistics and ratios

In fiscal 2025, Coffee Holding Co Inc had return on equity of 5.2%, an operating margin of 2.2%, debt equal to 21.9% of equity and a current ratio of 2.77. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Coffee Holding Co Inc: financial ratios, annual
Fiscal year	2010Oct 2010	2011Oct 2011	2012Oct 2012	2013Oct 2013	2014Oct 2014	2015Oct 2015	2016Oct 2016	2017Oct 2017	2018Oct 2018	2019Oct 2019	2020Oct 2020	2021Oct 2021	2022Oct 2022	2023Oct 2023	2024Oct 2024	2025Oct 2025	LTMJul 2026
Gross margin	12.6%	5.8%	6.9%	4.5%	14.3%	4.8%	15.1%	15.8%	17.2%	20.6%	19.8%	25.1%	16.8%	16.1%	20.4%	16.0%	19.9%
Operating margin	4.8%	0.8%	2.5%	−1.2%	7.4%	−1.6%	4.9%	1.6%	2.6%	0.7%	−1.2%	2.3%	−8.1%	−2.0%	3.8%	2.2%	6.0%
Net margin	2.9%	0.6%	1.4%	−1.1%	4.6%	−1.2%	2.8%	0.6%	1.2%	−0.1%	−0.1%	2.0%	−5.7%	−1.2%	2.8%	1.5%	4.9%
Free-cash-flow margin	1.2%	−3.1%	4.3%	−3.0%	−0.4%	−2.3%	0.8%	1.0%	9.2%	−3.8%	6.0%	5.0%	−9.9%	−0.3%	6.5%	−5.4%	8.2%
Return on equity	17.7%	4.6%	10.9%	−6.5%	20.9%	−5.7%	9.1%	1.9%	4.3%	−0.4%	−0.4%	4.6%	−14.0%	−3.4%	8.8%	5.2%	16.1%
Return on assets	10.0%	2.6%	6.5%	−4.2%	13.9%	−3.8%	6.1%	1.2%	2.7%	−0.2%	−0.2%	3.1%	−8.7%	−2.0%	5.8%	3.7%	11.5%
Asset turnover	3.49	4.68	4.51	3.79	3.05	3.18	2.18	2.00	2.30	1.95	1.69	1.56	1.53	1.61	2.06	2.53	2.36
Current ratio	2.15	2.22	2.41	3.05	2.96	3.18	2.97	2.55	2.75	2.76	7.04	4.65	4.92	2.21	4.14	2.77	4.14
Debt to equity	0.0%	0.0%	0.0%	0.0%	19.4%	41.0%	49.2%	—	25.2%	28.4%	14.3%	26.6%	33.5%	40.2%	7.3%	21.9%	6.9%
Interest cover (operating income ÷ interest)	16.9x	4.1x	22.6x	n/m	99.4x	n/m	20.6x	4.6x	6.5x	2.1x	n/m	16.8x	n/m	n/m	12.3x	8.9x	24.0x
Effective tax rate	—	—	—	—	37.0%	—	36.8%	25.0%	25.1%	10.0%	—	28.2%	—	—	27.7%	26.9%	15.5%
SG&A as % of revenue	7.0%	4.6%	4.0%	5.2%	6.3%	5.9%	9.3%	13.3%	13.8%	18.9%	20.0%	20.2%	19.8%	17.1%	15.9%	12.9%	13.1%
Capital spending as % of revenue	0.4%	0.4%	0.3%	0.6%	0.5%	0.3%	1.2%	0.9%	0.4%	1.0%	0.7%	2.3%	1.6%	1.3%	0.4%	0.2%	0.2%
Free cash flow ÷ net income	40.9%	−564.0%	300.0%	—	−9.6%	—	29.1%	170.5%	784.5%	—	—	255.6%	—	—	231.0%	−371.3%	169.2%
Dividends ÷ net income	14.0%	85.6%	31.2%	—	1.0%	—	4.5%	—	—	—	—	—	—	—	—	—	—
Dividends and buybacks ÷ free cash flow	34.1%	—	10.4%	—	—	—	31.0%	610.6%	72.5%	—	—	—	—	—	—	—	—

US$ thousands unless shown otherwise. Fiscal quarters.

Coffee Holding Co Inc: financial ratios, quarterly
Quarter	2024 Q4Oct 2024	2025 Q1Jan 2025	2025 Q2Apr 2025	2025 Q3Jul 2025	2025 Q4Oct 2025	2026 Q1Jan 2026	2026 Q2Apr 2026	2026 Q3Jul 2026
Gross margin	23.2%	26.9%	16.0%	9.4%	15.6%	24.0%	15.8%	25.0%
Operating margin	8.0%	7.5%	3.8%	−4.6%	2.8%	9.3%	1.5%	10.7%
Net margin	5.9%	5.4%	2.8%	−5.0%	2.9%	6.4%	1.2%	9.2%
Free-cash-flow margin	0.9%	−2.0%	−5.0%	−16.3%	1.0%	25.7%	0.2%	5.0%
Current ratio	4.14	3.47	4.98	2.23	2.77	3.06	3.62	4.14
SG&A as % of revenue	14.6%	18.4%	11.1%	13.2%	12.1%	13.8%	13.3%	13.4%

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Financial health

3 of 3 checks passed · July 31, 2026

What it owns · $40m

Short-term assets $34mLonger-term assets $7m

What it owes, and who funded it · $40m

Short-term liabilities $8mLonger-term liabilities $1mShareholders' equity $31m

Short-term assets cover short-term liabilities $34m of assets due within a year against $8m of liabilities due within a year.
Short-term assets cover long-term liabilities $34m short-term assets against $1m of longer-dated liabilities.
More cash than debt Cash or debt not separately reported. Not assessable.
Debt below 40% of shareholders' equity Equity or debt not reported. Not assessable.
Debt burden no higher than five years ago Five-year comparison not available. Not assessable.
A year's operating cash flow covers at least 20% of debt Cash flow or debt not reported. Not assessable.
Operating profit covers interest at least five times over Operating income of $6m against $242,528 of interest.

From Coffee Holding Co Inc's latest balance sheet as filed. Checks are fixed, documented rules (methodology), counted only where the company reports the figures — a dot means the filing doesn't break the item out. Descriptions of reported data, not advice.

Moat

31 /100

Weak moat

How hard Coffee Holding's competitive advantage looks for rivals to wear away, judged from 10 years of its own filings: returns on capital, pricing power, profit durability, cash conversion and discipline.

Returns on capital 1 / 20

Cash operating profit has been a median 2.4% of total assets over 10 years.
Pricing power 7 / 20

Gross margin has been a median 18.8%, moving by 2.8 percentage points (standard deviation) across 10 years.
Durability 0 / 20

Operating margin has been a median 1.6%; its worst year was -9.8%.
Cash conversion 6 / 20

Free cash flow was positive in 6 of 10 years, at a median 0.7% of revenue.
Discipline 17 / 20

The diluted share count rose 0.5% over five years; stock-based pay has been a median 0.5% of revenue.

AI disruption exposure: Low. In this industry, the business rests on physical assets, regulated networks or products AI itself depends on.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

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Figures from Coffee Holding Co Inc's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Coffee Holding Co Inc.