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Navient Corp income statement

In fiscal 2025, Navient Corp reported revenue of $610m, down 47.0% on the year before and net income of −$80.0m, or −$0.81 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.

Income statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2012Dec 20122013Dec 20132014Dec 20142015Dec 20152016Dec 20162017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Revenue3,4524,0533,5743,1232,5242,2081,9422,0411,6822,1381,7371,2711,152610600
Interest expense2,5612,2102,0632,0742,4412,9713,6683,4882,0461,3162,1023,557———
Net interest income3,2083,1672,6672,2211,7051,4121,2401,1851,2521,3321,121862536519514
Non-interest income2448869079028197967028564308066164096169186
Non-interest expense9351,1271,1099629871,0181,0441,0209951,263831835865441388
Provision for credit losses1,080839647581429426370258155−6179123113280265
Income before tax1,4372,0871,8181,5801,108764528763532936827313174−111−53
Income tax4987766815974274721331661202191828543−31−4
Net income9391,4181,137984681292395597412717645228131−80−49
Diluted EPS$1.90$3.12$2.66$2.58$2.12$1.04$1.49$2.56$2.12$4.18$4.49$1.85$1.18−$0.81−$0.51
Diluted shares (average)483m449m425m382m322m281m264m233m195m172m144m123m111m99m96m

EBITDA is operating income plus depreciation and amortisation. EPS and share counts are restated for stock splits. A dash means the company did not report the line for that period; expense lines are shown as reported, so they need not add up to the totals when a company reports other items between them.

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Figures from Navient Corp's SEC filings (10-K and 10-Q), retrieved October 26, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Navient Corp.