Consumer Portfolio Services, Inc. income statement
In fiscal 2025, Consumer Portfolio Services, Inc. reported revenue of $434m, up 10.4% on the year before and net income of $19.3m, or $0.80 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 155 | 143 | 187 | 256 | 300 | 364 | 422 | 434 | 390 | 346 | 271 | 268 | 330 | 352 | 394 | 434 | 475 |
| Selling and marketing | 4 | 8 | 11 | 13 | 16 | 17 | 18 | 16 | 18 | 18 | 14 | 17 | 23 | 21 | 23 | 23 | 29 |
| General and administrative | 19 | 15 | 15 | 16 | 19 | 20 | 25 | 27 | 31 | 33 | 32 | 35 | 38 | 50 | 55 | 53 | 58 |
| Interest expense | 82 | 83 | 79 | 58 | 50 | 58 | 80 | 92 | 101 | 111 | 101 | 75 | 88 | 147 | 191 | 232 | 254 |
| Provision for credit losses | 30 | 16 | 33 | 77 | 108 | 143 | 179 | 187 | 133 | 86 | 14 | −15 | 28 | 22 | 5 | 3 | — |
| Income before tax | −16 | −14 | 9 | 37 | 52 | 61 | 50 | 32 | 19 | 9 | 20 | 66 | 116 | 61 | 27 | 28 | 34 |
| Income tax | 17 | — | −60 | 16 | 23 | 27 | 20 | 28 | 4 | 4 | −2 | 18 | 30 | 16 | 8 | 9 | 11 |
| Net income | −33 | −14 | 69 | 21 | 30 | 35 | 29 | 4 | 15 | 5 | 22 | 48 | 86 | 45 | 19 | 19 | 24 |
| Diluted EPS | −$1.90 | −$0.76 | $2.72 | $0.67 | $0.92 | $1.10 | $1.01 | $0.14 | $0.59 | $0.22 | $0.90 | $1.84 | $3.23 | $1.80 | $0.79 | $0.80 | $1.01 |
| Diluted shares (average) | 17m | 19m | 25m | 32m | 32m | 32m | 29m | 27m | 25m | 24m | 24m | 26m | 27m | 25m | 24m | 24m | 24m |
| Quarter | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 | 2026 Q3Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 105 | 107 | 110 | 108 | 109 | 112 | 121 | 132 |
| Selling and marketing | 6 | 6 | 6 | 6 | 5 | 7 | 8 | 9 |
| General and administrative | 14 | 13 | 12 | 13 | 15 | 13 | 15 | 16 |
| Interest expense | 53 | 55 | 59 | 59 | 59 | 60 | 64 | 71 |
| Provision for credit losses | 10 | −1 | −1 | −1 | 5 | — | — | — |
| Income before tax | 7 | 7 | 7 | 7 | 7 | 8 | 9 | 10 |
| Income tax | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 |
| Net income | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 7 |
| Diluted EPS | $0.21 | $0.19 | $0.20 | $0.20 | $0.21 | $0.24 | $0.27 | $0.30 |
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