Regional Management Corp. income statement
In fiscal 2025, Regional Management Corp. reported revenue of $646m, up 9.7% on the year before and net income of $44.4m, or $4.45 per diluted share. Every line below comes from the company's 10-K and 10-Q filings; column headings link to the filing.
Income statement
| Fiscal year | 2010Dec 2010 | 2011Dec 2011 | 2012Dec 2012 | 2013Dec 2013 | 2014Dec 2014 | 2015Dec 2015 | 2016Dec 2016 | 2017Dec 2017 | 2018Dec 2018 | 2019Dec 2019 | 2020Dec 2020 | 2021Dec 2021 | 2022Dec 2022 | 2023Dec 2023 | 2024Dec 2024 | 2025Dec 2025 | LTMSept 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 87 | 105 | 136 | 171 | 205 | 217 | 241 | 272 | 307 | 356 | 374 | 428 | 507 | 551 | 589 | 646 | 684 |
| General and administrative | — | — | — | 71 | 97 | 116 | 119 | 131 | 140 | 157 | 176 | 196 | 223 | 243 | 248 | 258 | 263 |
| Interest expense | 10 | 12 | 12 | 14 | 15 | 16 | 20 | 24 | 33 | 40 | 38 | 31 | — | — | — | — | — |
| Provision for credit losses | 17 | 18 | 28 | — | — | 47 | 63 | 77 | 87 | 100 | 124 | 89 | 185 | 220 | 212 | 245 | 266 |
| Income before tax | 26 | 33 | 39 | 46 | 24 | 38 | 39 | 40 | 46 | 59 | 36 | 112 | 65 | 21 | 54 | 58 | 61 |
| Income tax | 9 | 12 | 15 | 17 | 9 | 15 | 15 | 10 | 11 | 14 | 9 | 24 | 14 | 5 | 13 | 13 | 14 |
| Net income | 16 | 21 | 25 | 29 | 15 | 23 | 24 | 30 | 35 | 45 | 27 | 89 | 51 | 16 | 41 | 44 | 48 |
| Diluted EPS | $1.70 | $2.19 | $2.07 | $2.23 | $1.14 | $1.79 | $1.99 | $2.54 | $2.93 | $3.80 | $2.40 | $8.33 | $5.30 | $1.66 | $4.14 | $4.45 | $4.93 |
| Diluted shares (average) | 10m | 10m | 12m | 13m | 13m | 13m | 12m | 12m | 12m | 12m | 11m | 11m | 10m | 10m | 10m | 10m | 10m |
| Quarter | 2024 Q4Dec 2024 | 2025 Q1Mar 2025 | 2025 Q2Jun 2025 | 2025 Q3Sept 2025 | 2025 Q4Dec 2025 | 2026 Q1Mar 2026 | 2026 Q2Jun 2026 | 2026 Q3Sept 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 155 | 153 | 157 | 165 | 170 | 167 | 168 | 179 |
| General and administrative | 65 | 66 | 63 | 64 | 65 | 65 | 65 | 69 |
| Provision for credit losses | 58 | 58 | 61 | 60 | 66 | 65 | 69 | 66 |
| Income before tax | 13 | 9 | 13 | 19 | 16 | 15 | 11 | 20 |
| Income tax | 3 | 2 | 3 | 5 | 3 | 3 | 2 | 5 |
| Net income | 10 | 7 | 10 | 14 | 13 | 11 | 8 | 15 |
| Diluted EPS | $0.98 | $0.70 | $1.03 | $1.42 | $1.30 | $1.18 | $0.85 | $1.61 |
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