Ncino, Inc. balance sheet

At the end of fiscal 2026, Ncino, Inc. had total assets of $1.65bn, total liabilities of $579m and shareholders' equity of $1.06bn. It held $88.4m in cash against $214m of debt: net debt of $125m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Ncino, Inc.: balance sheet, annual
Fiscal year	2020Jan 2020	2021Jan 2021	2022Jan 2022	2023Jan 2023	2024Jan 2024	2025Jan 2025	2026Jan 2026	LTMJul 2026
Cash and equivalents	91	371	88	82	112	121	88	83
Receivables	—	56	75	99	113	147	167	122
Total current assets	—	442	184	207	251	302	294	243
Goodwill	56	57	841	839	839	1,019	1,078	1,076
Total assets	—	563	1,301	1,327	1,340	1,610	1,648	1,572
Accounts payable	—	2	11	12	12	14	15	15
Deferred revenue (current)	—	89	123	155	171	191	211	219
Total current liabilities	—	116	174	205	215	252	294	287
Short-term debt	—	—	—	—	—	—	0	10
Long-term debt	—	—	—	—	—	—	214	266
Total debt	0	—	—	—	—	—	214	276
Total liabilities	—	134	231	300	288	513	579	627
Shareholders' equity	167	425	1,068	1,024	1,049	1,089	1,056	930
Net debt (negative = net cash)	−91	−371	−88	−82	−112	−121	125	193
Shares outstanding	—	94m	110m	111m	114m	116m	114m	105m

US$ millions unless shown otherwise. Fiscal quarters.

Ncino, Inc.: balance sheet, quarterly
Quarter	2025 Q3Oct 2024	2025 Q4Jan 2025	2026 Q1Apr 2025	2026 Q2Jul 2025	2026 Q3Oct 2025	2026 Q4Jan 2026	2027 Q1Apr 2026	2027 Q2Jul 2026
Receivables	65	147	104	98	87	167	125	122
Total current assets	349	302	274	255	209	294	267	243
Goodwill	909	1,019	1,081	1,071	1,071	1,078	1,076	1,076
Total assets	1,517	1,610	1,651	1,616	1,561	1,648	1,608	1,572
Accounts payable	12	14	15	14	13	15	16	15
Deferred revenue (current)	132	191	204	195	152	211	225	219
Total current liabilities	179	252	261	249	208	294	300	287
Short-term debt	—	—	—	—	—	0	10	10
Long-term debt	—	—	—	—	—	214	253	266
Total debt	—	—	—	—	—	214	263	275
Total liabilities	423	513	570	549	507	579	623	627
Shareholders' equity	1,088	1,089	1,072	1,057	1,041	1,056	970	930
Shares outstanding	116m	116m	115m	115m	114m	114m	109m	105m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Ncino, Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Ncino, Inc.