undamentalytics Newsletter
Sign in

Neptune Insurance Holdings Inc. key statistics and ratios

In fiscal 2025, Neptune Insurance Holdings Inc. had an operating margin of 44.5% and a current ratio of 0.99. Each ratio below is calculated from the figures on its income statement, balance sheet and cash flow pages.

Financial ratios

US$ thousands unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2023Dec 20232024Dec 20242025Dec 2025LTMSept 2026
Operating margin53.5%57.4%44.5%41.3%
Net margin21.1%29.0%23.4%22.7%
Return on assets—71.8%66.0%52.9%
Asset turnover—2.482.812.33
Current ratio—0.730.990.91
Interest cover (operating income ÷ interest)2.1x3.9x3.9x5.4x
Effective tax rate25.0%25.4%30.2%33.3%
Dividends ÷ net income>999%0.0%467.8%—

Returns use average equity or assets over the year. Return on equity is left blank when equity is negative or so small that the ratio says nothing (above ±200%); interest cover is left blank above 200 times. Price-based ratios such as P/E are on the valuation page.

Moat

Not assessed: fewer than five years of comparable figures in the filings. AI disruption exposure for this industry: High.

A rules-based reading of reported figures, not a forecast and not investment advice. How the score is built: methodology.

Compare with peers

Head to head: HUIZ vs NPGSHD vs NPEHTH vs NP

More: Insurance Brokers stocks compared, Financials sector, rankings of US companies

Figures from Neptune Insurance Holdings Inc.'s SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Neptune Insurance Holdings Inc.