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Oportun Financial Corp balance sheet

At the end of fiscal 2025, Oportun Financial Corp had total assets of $3.26bn, total liabilities of $2.87bn and shareholders' equity of $390m. It held $106m in cash against $268m of debt: net debt of $163m.

Balance sheet

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash and equivalents487072136131999160106140
Goodwill———01040————
Total assets—1,7402,2022,0092,9473,6143,4123,2273,2583,129
Long-term debt————114—————
Total debt08631,1131,1541,6542,5821,8741,103268140
Total liabilities—1,3931,7131,5422,3433,0663,0072,8732,8682,722
Shareholders' equity217347489467604548404354390407
Net debt (negative = net cash)−487931,0411,0181,5232,4831,7831,0431630
Shares outstanding—12m—28m32m33m34m36m44m46m

Balances at each fiscal year end (quarter end in the quarterly view). Total debt is short- plus long-term borrowings, including lease debt where the company reports it within debt. Where assets do not equal liabilities plus shareholders' equity, the difference (non-controlling interests, redeemable preferred shares) is shown on its own line.

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Figures from Oportun Financial Corp's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Oportun Financial Corp.