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Oportun Financial Corp cash flow statement

In fiscal 2025, Oportun Financial Corp's operations generated $413m of cash; it spent $0 on capital projects, leaving free cash flow of $413m.

Cash flow statement

US$ millions unless shown otherwise. Fiscal years, plus the last twelve months (LTM) when newer.

Fiscal year2017Dec 20172018Dec 20182019Dec 20192020Dec 20202021Dec 20212022Dec 20222023Dec 20232024Dec 20242025Dec 2025LTMJun 2026
Cash from operations139138218153163248393394413421
Depreciation and amortisation11121420274855514119
Stock-based pay671919192819131112
Capital spending915951260000
Free cash flow131124209148151242393394413421
Free cash flow after stock pay125117190129132214374381403409

Free cash flow is cash from operations minus capital spending. Free cash flow after stock pay also subtracts stock-based compensation, a real cost to shareholders that the cash flow statement adds back. Dividends, buybacks and shares issued are cash amounts for the period.

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Figures from Oportun Financial Corp's SEC filings (10-K and 10-Q), retrieved October 29, 2026. How we read and check them: methodology and data sources. Not investment advice. Back to Oportun Financial Corp.